Learn All About Long Term Home Care Insurance

Scenes of adult children looking through windows holding signs that said “I love You” to their parents, who were being held in assisted living and nursing homes during the coronavirus epidemic reinforced a trend in America: the desire to stay at home as long as possible. Jesse Slome is the executive director of The American Association… Continue reading Learn All About Long Term Home Care Insurance

Why Permanent Life Insurance Isn’t Right for Most People

Permanent life insurance is typically more expensive and complex than what most of us need. For people seeking financial security in case of an untimely death, there are two main types of life insurance: term and permanent. However, most people don’t require permanent life insurance. Permanent life insurance might seem like a better option because it doesn’t… Continue reading Why Permanent Life Insurance Isn’t Right for Most People

Best cheap car insurance in Portland

Portland’s average car insurance cost is $843 per year for minimum coverage, and $1639 for complete coverage. It is vital that you have the right amount of insurance to protect yourself in Oregon, where there are over 3 million licensed drivers. There are also 1.8 million new registered vehicles every year. Your Oregon driver’s license can be suspended and you may have… Continue reading Best cheap car insurance in Portland

Is Disability Insurance Worth It? Do I Need It?

While you know you will eventually die, you may not think that you have enough money to purchase disability insurance. Unfortunately, the U.S. has more special needs than you might think. Insurance adjusters keep that one individual out of seven will become handicapped in their lifetime before they retire. In many ways, being unable to work for so… Continue reading Is Disability Insurance Worth It? Do I Need It?

California Protects Homeowners Not Having Enough Insurance

Californians who live in wildfire-prone areas received temporary relief as the historic wildfire season ends. They can still retain their homeowner’s insurance for one more year. Since 2015, premiums and non-renewal rates in California’s fire-prone areas have risen dramatically as companies refuse to pay for the damage caused by California’s devastating fires. More than 4 million… Continue reading California Protects Homeowners Not Having Enough Insurance

Does Medicare Cover Home Health Care?

Home health services are generally covered by Medicare for those who meet certain requirements. Medicare covers most home healthcare services, including certain therapies and home health aides. You will need to meet some requirements in order to be eligible for coverage. You’ll also be responsible for a portion of the cost for certain services. What home care… Continue reading Does Medicare Cover Home Health Care?

Best cheap homeowners insurance in Cincinnati

Cincinnati homeowners insurance is an average $1,086 per annual for $250,000 of dwelling coverage. This is slightly less than Ohio’s average homeowners insurance policy of $1,111 per a year. But, if you’re able to compare quotes, it could help you save even more money on cheap homeowners insurance in Cincinnati. This is Bankrate’s review of some… Continue reading Best cheap homeowners insurance in Cincinnati

Disability Insurance Needs And Statistics

You are not the only one who underestimates your disability risk. According to a Council for Disability Awareness study, only 10% of people accurately estimate their disability chance. TMA Insurance trust has some shocking statistics. One in eight workers will become disabled for at least five years during their working lives. Average long-term disability claims for group… Continue reading Disability Insurance Needs And Statistics

Best cheap car insurance in Lansing

Lansing’s population is approximately 118,210. Every driver must have car insurance. Insurance rates in Michigan are high because it is a state that does not require minimum coverage and has no fault. An average Lansing full coverage policy costs $2,092 per annum, while an average minimum coverage policy costs $880 annually. By comparing rates and providers, drivers… Continue reading Best cheap car insurance in Lansing

Best cheap car insurance in Colorado Springs

It is a smart financial decision to purchase car insurance. However, it is required by Colorado law. According to Bankrate’s 2021 study on annual premiums, Colorado Springs residents pay an annual average car insurance premium of $607 and $2,178 respectively for full and minimum coverage. This is higher than the national and state averages. Colorado Springs is… Continue reading Best cheap car insurance in Colorado Springs