Your broker can be switched at any point during your policy year, although renewal time usually provides the most convenient opportunity. Your new broker must submit a letter of appointment to inform insurers they will now take on your policies. Your broker can assist in providing a template. 1. Get Quotes As your first step […]

PIP insurance, also known as Personal Injury Protection (PIP), covers medical bills and lost wages following an accident. While PIP may be required by some states, in others it’s available as an optional add-on policy. While its monthly cost varies based on state requirements and costs it’s essential that any decision to purchase PIP be […]

Imagine finding black mold growing behind your kitchen sink, its spores making you sick, and its removal cost being prohibitively expensive. Your claim could be denied depending on your insurance company and policy, so you need to fight hard for yourself by following these tips: Coverage Homeowners insurance protects against water damage caused by sudden […]

If your vehicle has a salvage title, finding car insurance will likely prove challenging. Lenders often will not lend money on such vehicles and thus it makes finding car coverage difficult. An insurance company declares a vehicle totaled when repairs would exceed 80% of its value; typically when repairs would exceed their original purchase price. […]

Philip Hammond, Transport Secretary, confirmed that motorists will be eligible for up to PS5,000 in January 2011 towards the purchase an ultra-low carbon vehicle. This initiative is open to private and fleet buyers. This is a confirmed fact. How could it impact your fleet management decisions? What effect will it have on commercial fleet coverage? This announcement […]

Three types of insurance are essential when deciding what type of insurance we need. Of course, there are many insurance options available, making it difficult to decide which one you really need. Three types of coverage are essential: Life, Health and Possessions insurance. POSSESSION’S INSURED: HOMEOWNERS, RENTERS, AND CAR INSURANCE Possession can be a broad term. […]

Life insurance is an important part of any individual’s financial plan. Life insurance is primarily sold in India as a tax-saving tool and a savings tool. Life insurance should only be purchased to provide security for our families. We have met many people who are unaware of life insurance and what type of insurance they have. Many educated […]

Are you required to obtain an Iowa SR-22 recently? You should be aware that SR-22 insurance does not exist before you search the Internet for “Cheap SR22 Insurance in Iowa” or “sr22 Iowa insurance”. An SR-22 certificate is not a type or add-on to insurance. It is essentially a certificate that confirms you are insured. It is often required […]

California is very serious about driving while under the influence of alcohol or drugs. A DUI conviction can lead to severe consequences. These could include a suspension of your license or even jail time. A DUI in California can be costly. Your auto insurance costs will increase as you are likely to be fined. This is because insurance companies view […]

Between 2003 and 2012, nearly 8500 Floridians were involved in car accidents involving drunk drivers. 2.1% of Florida drivers also reported that they had been drinking excessively. Florida, like other states, takes drunk driving seriously. A DUI conviction is a significant risk factor for insurance companies. Drivers who are convicted of DUIs face a variety of penalties, including increasing insurance […]