No question. You want to ensure the safety of those around you. You make every effort to keep it that way. Safety codes, reporting every incident promptly, and reviewing the cause of injury or property damage are all things you do regularly. But accidents still happen. Sometimes you feel like you can see a pattern.
Do you sound familiar?
It seems that accidents can happen regardless of your intention or design. You can still face disaster even with strong contingency plans and a solid claims management review.
Have you ever felt that there might be a way for you to discover the “more than coincidence” incidents? It may be. You may be able to avoid the next injury by using the right claims management system.
There are two ways that a claims management system can detect safety problems before they occur. How can you improve safety ratings and prevent more accidents from happening?
1. It is important to be able to organize the facts and find patterns.
2. Ability to communicate to those who make final changes or organize the budgets that there is an issue and that money, time and energy are required to fix it.
To monitor safety compliance within claims systems, reports, tables, graphs and tabulations are all necessary.
You should be able to report on accidents in a variety of situations, including claim percentage, accident type, day, week, employee gender and age, length of employment, body part, and employee gender. If standard reports don’t provide the information you need, a good claims management system will allow you to run ad-hoc reports.
The usefulness of your claims management system is directly related to how it provides the information.
All occupational safety programs have one primary goal: to ensure a safe workplace. You must capture all information about accidents in order to make sure it happens. You need a system that can extract the data into graphs and charts. You won’t be able to influence decision-makers if you have to use obscure codes to filter through data columns.
A well-designed claims system will help you manage and learn from all claims and incidents that are recorded in your program.
To improve safety and avoid future accidents, these incidents must be recorded. You should be able capture incidents and accidents so that you can track them. The system should provide a summary of its findings in clear, easy-to-understand end products such as simple graphs.
The only way to prevent accidents is to address the causes. If you don’t have the information necessary to analyze your data, this is difficult to achieve. A claims system is the foundation of any loss safety program. It allows you to collect the information you need and allows you to use this information to create an analytical format that will help you prevent future incidents.
What are the key features of a claims management system for your company?
You need to make sure that your claims system does the job you want it to do. You will need to perform a two-tier process: claim recording from your claims system and claim analysis using the projection factors.
Your system should allow you to trust it to give you all the facts that you require, even if they aren’t always clear. With a solid system, ad hoc reporting should be possible. A claims system must also be able to provide you with useful reports that can be easily and clearly shared with others who might not be as familiar with the facts.
To prevent accidents you must identify, capture, and analyze the causal factors that cause them. Software that tracks claims can help you identify patterns in accidents. This is the first step to creating a safe workplace.