How smart locks impact your home insurance rates

Smart home technology is making life easier and safer. Biometric or smart locks provide additional security by requiring a pin and fingerprint to unlock your home. This can make it more secure than traditional keys. Your house key is accessible to anyone who holds it. However, your fingerprint or pin are enough to block others from getting… Continue reading How smart locks impact your home insurance rates

How to get homeowners insurance after nonrenewal

You or your insurance carrier can initiate a homeowners insurance renewal. Either you can let your policy expire or you might receive an insurance notice from your carrier advising you that your policy will be terminated. To ensure that your coverage does not lapse, you should start looking for a new policy for home insurance with another company.… Continue reading How to get homeowners insurance after nonrenewal

What happens when your home insurance lapses

Even the most diligent policyholders can let their homeowner’s insurance lapse. Your coverage may be affected by a missed payment or an oversight on your insurance bill. It’s easy to do: pay your past due insurance bill and your coverage will be restored. It is risky to let your home insurance lapse and should be avoided. Even if… Continue reading What happens when your home insurance lapses

Finding car insurance in Maryland after a DUI

28 people die each day in America from drinking and driving accidents. DWIs and DUIs are serious offenses that carry severe penalties. You will most likely experience an increase in your car insurance premium after being convicted in Maryland of DUI. Maryland drivers see an average 78% increase in their car insurance premiums after being convicted for DUI. This… Continue reading Finding car insurance in Maryland after a DUI

Auto insurance for high-risk drivers in Ohio

The pandemic caused a decline in Ohio’s number of drivers. However, high-risk drivers used the opportunity to speed. Between April and September 2020, Ohio officers issued 2200 speeding tickets to drivers who drove faster than 100 mph, an increase of 61% from the previous year. According to the Ohio State Highway Patrol, 5,291 drivers were stopped throughout the year for… Continue reading Auto insurance for high-risk drivers in Ohio

Best cheap homeowners insurance in Albuquerque

The average Albuquerque homeowner pays $1513 per year for homeowners insurance coverage on a $250,000 home. Affordable home insurance coverage is important for many, with about 58% of residents owning homes. The Albuquerque insurance industry editorial team at Bankrate evaluated each insurance company by looking at several aspects. Understanding the details of each company, their coverages, and discounts can… Continue reading Best cheap homeowners insurance in Albuquerque

Best cheap homeowners insurance in Lexington

More than 55% of Lexington’s 324,000 inhabitants are homeowners. This means that Lexington residents will be looking for affordable homeowners insurance. The average cost of home insurance is $1,381 for $250,000 of dwelling coverage. This is slightly higher than the national average of $13,312. Lexington is an affordable and safe city. However, it can be expensive to overlook… Continue reading Best cheap homeowners insurance in Lexington

Best cheap homeowners insurance in Buffalo

Although New York’s boroughs may have higher insurance rates than Buffalo, homeowners with $250,000 coverage pay $841 per year on average for homeowners insurance. In Buffalo, homeowners insurance is significantly cheaper than elsewhere in the state. It may seem difficult to believe that homeowners could find insurance at lower rates with rates this low. But they… Continue reading Best cheap homeowners insurance in Buffalo