Category Archives: Credit Cards

Credit card rewards markets are highly competitive, offering many types of rewards from straight cash back to accruing miles or points for unique experiences and travel perks. Redeemable rewards from rewards cards come in various forms – statement credits, checks or direct deposit into their bank accounts are some options available to cardholders; many also […]

Credit card issuers need to deliver superior customer service. Furthermore, cardholders expect their card issuers to stand by them during merchant disputes. American Express came out on top in the J.D. Power 2022 U.S. Credit Card Satisfaction Study for high customer service scores and outstanding satisfaction, followed by Discover in second place and Bank of […]

Buy now, pay later (BNPL) apps allow you to make online purchases with interest-free installments – an ideal solution when purchasing items you want but can’t afford right away. Make sure to read and understand the terms and conditions carefully so as to not overextension yourself, as BNPL apps may report credit information back to […]

Balance transfer credit cards may save you money by moving your debt onto one with a low or no interest rate – but only if you use it exclusively for spending and pay it off before its introductory period ends. Key components of successful transfer processes include having both a good credit score and plan […]

Credit cards used responsibly can help rebuild your credit. From secured cards that require an upfront deposit that doubles as your credit limit to closed loop store cards, regular on-time payments will gradually offset negative information that’s keeping your score low. Are you ready to build your credit? Get pre-qualified for credit cards in less […]

Cash back credit card rewards can quickly add up in value; but how you redeem them could make all the difference. By carefully considering your spending habits, preferences and financial goals to select a flat-rate or tiered rewards card that aligns with maximising credit card rewards – this guide can assist in doing just that! […]

American Express Travel Portal provides members with various advantages when booking through this online booking tool, particularly those holding the Platinum Card from American Express who enjoy added perks when using AmEx Travel. AmEx Travel provides its members with a convenient way to book flights, hotels and more using points and cash. According to NerdWallet’s […]

American Express Platinum Cards provide many valuable perks, including airport lounge access, up to $200 annually in airline fees reimbursement and hotel booking perks – but one often-underutilized benefit is their concierge service. The concierge team can assist with dinner reservations, event tickets and flower deliveries; as well as working to secure travel refunds you’re […]

Capital One Spark Cash Plus credit card provides an outstanding rewards rate, no foreign transaction fees and an impressive welcome bonus – but not everyone qualifies; to qualify you must have impeccable credit as well as pay off the balance each month. As a charge card user, you are expected to clear your balance every […]

The Platinum Card is an unsecured credit card designed to assist those with fair to average credit in building or rebuilding their scores without incurring annual fees or earning rewards. Furthermore, this card may offer the possibility for an increase in their credit limit after six months. Though lacking many of the amenities associated with […]