Category Archives: Credit Cards

Chase Slate Edge card offers long-term 0% APR promotions without rewards programs, making it ideal for people looking for long-term financing without earning rewards. Unfortunately, however, its foreign transaction fee may make it less appealing for frequent travelers. It can also help those with fair credit improve their score through its 0% intro rate on […]

Amazon is well known for offering an enormous selection of goods at very competitive prices, but there are ways to further reduce costs with additional discounts or cash back offers. One option available to Prime members is the Prime Rewards Visa Signature card, which offers them 5% back from Amazon and Whole Foods Market purchases […]

Understanding Purchase APRs can help you better manage your credit card balance. A purchase APR refers to the rate at which unpaid purchases increase each billing cycle if your statement balance isn’t fully paid by its due date. Attractively lowering your purchase APR requires improving credit scores and making on-time payments – here’s how you […]

Discover offers multiple methods of redeeming rewards, such as direct deposit or statement credit. They also offer gift cards as a redemption method. Cardholders can unlock 5% bonus earnings in select bonus categories each quarter with an online or mobile app access point – up to an annual spending cap of $1,500. Cashback Discover has […]

Capital One SavorOne Cash Rewards Credit Card features include exceptional rewards for dining, entertainment and popular streaming services as well as grocery store purchases – with no annual fee and generous welcome bonuses for both. If your leisure spending falls within these categories, this card could be an ideal fit. Its cash back rates are […]

The Ink Business Cash Card provides small businesses with an exceptional set of advantages to help save money and ensure their survival. With strong earning rates in categories like office supplies stores and telecom services as well as travel protections, this card provides many cost-cutting advantages for small businesses. Includes cellphone coverage, primary rental car […]

Capital One Platinum Secured Credit Card works like any regular credit card but with the added advantage of improving credit. It features several helpful tools such as low security deposits and automatic credit limit increases. There is no annual fee; however there is a $40 late payment and balance transfer fee. No annual fee Capital […]

Credit card issuers have taken on the role of travel agent by offering portals through which cardholders can book flights, hotels, rental cars and tours with points earned on their cards. Over time these portals have improved dramatically and present many advantages. But do they provide the ideal options for every booking? 1. Easy to […]

Even with recent improvements, many Americans continue to struggle financially. According to a new LendingClub study, 64% of American consumers claim they at least periodically live paycheck-to-paycheck while 46% live that way regularly. The New Reality Check report by digital marketplace bank investigates why consumers struggle financially and what changes have been implemented to improve […]

If your credit card payment falls into arrears for more than 60 days, an increased APR penalty may apply; to avoid this high interest rate altogether, make payments on time and read all fine print in your cardholder agreement carefully. Limit your usage and pay minimum payments on time – these strategies will help avoid […]