Category Archives: Finance Guide

Being involved in a car accident is never a fun experience. Aside from the physical and emotional toll it can take on you, there’s also the question of who will pay for the damages. If you have health insurance, you may be wondering if your policy covers car accidents. The answer to this question is […]

In the United States, health insurance is often tied to our employment. This can make things difficult when our personal lives don’t fit into neat little boxes. For example, what if you want to add your live-in girlfriend to your health insurance? The good news is that it is possible to add your live-in girlfriend […]

One of the most frequently asked questions we get here at Life Insurance Blog is whether or not credit card companies can get life insurance money after a policyholder dies. The short answer is no. The life insurance company pays the death benefit to the named beneficiary on the policy, regardless of who that is. […]

Golf courses are a big business. They are also a very risky business. So how much does a golf course spend on insurance? This is a difficult question to answer because there are so many different types of golf courses and so many different types of risks that they face. But we can take a […]

Renters insurance is a type of property insurance that covers your belongings in the event of damage or theft. It also provides liability coverage if someone is injured while on your property. While your landlord’s insurance policy may cover the structure of the building you live in, it will not cover your personal belongings. That’s […]

No one likes to think about the possibility of being injured, but it’s a sad reality that many people face every day. And if you’re one of the unlucky ones who finds yourself in need of medical attention after an accident, you may be wondering what will happen if you don’t have enough money on […]

Dental insurance is one of those things that you may not think about until you need it. And by then, it’s often too late. According to a report by the National Association of Dental Plans, over 130 million Americans do not have dental insurance. That’s a lot of people! If you’re one of them, don’t […]

Mortgage insurance premiums are a type of insurance that is typically required by lenders when the borrower has less than 20% equity in the home. Mortgage insurance protects the lender in case the borrower defaults on the loan. While most homeowners are aware that they are paying mortgage insurance, they may not be aware that […]

The Pension Benefit Guaranty Corporation (PBGC) is a federal agency that protects the pension benefits of workers in private defined benefit pension plans. If a plan sponsor fails to pay benefits when due, the PBGC pays benefits to retirees up to certain limits. The PBGC also takes over the assets and liabilities of failed plans. […]

When it comes to car insurance, there are a lot of factors that go into how much you end up paying. Your age, your driving record, the type of car you drive, and even where you live can all play a role in how much your premium costs. But what about if you’re planning on […]