As with any important decision, choosing an insurance plan or renewing it requires careful thought and consideration. Below are a few points worth keeping in mind: Prioritize costs such as premiums, deductibles and copays when selecting your plan. If you do not anticipate needing much care in the near future, a plan with lower premiums […]
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In the event that your home has been severely damaged by a peril, filing a homeowners insurance claim may be necessary. Depending on the nature of damage to your property, insurers could pay either actual cash value (ACV) or replacement cost compensation from their policies. Before cashing your next check, it’s essential to understand how […]
Many Capital One credit cards offer rental car insurance coverage. This protection shields cardholders against liability resulting from accidents or theft of rental vehicles. To activate this benefit, cardholders should decline any Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) offered by rental agencies. Capital One cards provide primary rental car insurance policies that […]
Students arriving at the WSSU Wellness Center Pharmacy with prescriptions are required to present proof of insurance; typically this means presenting their medical card, though some medical plans include prescription coverage as part of their coverage and may produce a separate card for this coverage. Understanding how insurance works can save time and money when […]
USAA Earthquake Insurance covers more than just loss of use and personal property damage: It also offers protection for: Earthquake insurance rates differ by insurer and typically cost an average of $3.54 per thousand dollars of coverage. USAA members can take advantage of discounts on travel, car rentals, home security systems and moving services; gym […]
Health insurance is an integral component of overall wellness planning, so let’s cover some basics to help you choose a policy that suits you and your individual needs. Connie Millecam received an unexpected letter from her insurance provider that could bring drastic changes to her healthcare. At age 80, this Salt Lake City woman relies […]
Landlords often require their tenants to have renters insurance, and adding “additional interested” as an “additional insured” will satisfy this obligation. However, it should be remembered that “additional interested” doesn’t always mean the same as “additional insured.” Addition of interested parties varies depending on your insurance company, but is usually free and can be completed […]
Hospitals negotiate with insurance companies to secure fair reimbursement rates, with the results having an immediate effect on how easily you are able to access healthcare in Dayton. Hospitals now enjoy more negotiating power than ever thanks to a new federal rule requiring them to disclose prices for 70 common routine services. Cost-effectiveness Hospitals now […]
Planned Parenthood offers reliable health care, sexual education and advocacy. On campuses and online platforms alike, in statehouses and courts and across communities alike, Planned Parenthood promotes policies which uphold people’s right to choice and reproductive freedom. Planned Parenthood holds to the belief that all people, no matter their race, religion, gender identity or immigration […]
If your life insurance policy has lost financial value, consider selling it through life settlement to licensed providers like Coventry for a lump sum cash payment. These transactions are processed as quickly and smoothly as possible by these providers. Investors typically favor whole life policies with high cash value. This value is calculated based on […]