Most secured credit cards require an initial security deposit when opening. This amount serves as your credit limit and will typically be returned when closing or upgrading to an unsecured card after showing responsible use over time. Your deposit payment options generally include bank account transfer, check or money order. How much you owe will […]
Author Archives: Admin
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Citi Diamond Preferred Card provides one of the longest 0% APR periods available for balance transfers, making it an excellent way to reduce debt. Plus, it comes equipped with great perks such as FICO score monitoring and cell phone protection when used to pay bills! 1. Long introductory APR on balance transfers Balance transfers offered […]
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Business credit cards are an ideal way to separate personal and professional spending, and may offer special perks tailored to small-business owners. But the way in which you use it matters as business purchases will be reported to different credit bureaus, which could have different impacts on your score. Furthermore, business cards may offer enhanced […]
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International students studying in the US can use credit cards as an effective tool to build their credit history, making accessing other financial products such as loans or mortgages much simpler in the future. Most credit cards require an SSN for approval; however, some card issuers accept an ITIN as an acceptable alternative. Eligibility requirements […]
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As a renter, it is essential to have renters insurance. Renters insurance gives you peace of mind knowing that your belongings are covered in case of an accident or theft. Liberty Mutual offers various types of renters insurance policies to fit your needs and budget. But if you no longer need the coverage, how do […]
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Lasik eye surgery has become increasingly popular, as more and more people look for ways to improve their vision without the need for glasses or contacts. While the procedure may seem expensive, there are various ways to help cover the cost of Lasik—including insurance coverage. In this article, we’ll explore what insurances cover Lasik, so […]
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Planning a vacation is exciting, but there’s one thing that can take the fun out of it quickly: getting sick while away from home. Many travelers visit travel clinics to get vaccinated and ask questions about staying healthy abroad. But if you have insurance, you might be wondering if these clinics accept it, or if […]
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Most people are aware of the importance of having health insurance, but what about eye insurance? Eye care is a critical part of overall health and wellness, yet so many people don’t realize they’re entitled to eye-care coverage through their health plan. In this article, we will explore the topic of eye insurance and discuss […]
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You’ve just bought a new trailer — congratulations! That’s an exciting day. Now, you have to think about the right insurance coverage for it. It might not be the first thing on your mind, but it’s important. Trailer insurance is different than auto insurance and you need to make sure that you have the right […]
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Many people are looking for health insurance plans that meet the Affordable Care Act (ACA) requirements. But with so many options on the market, it can be hard to find an ACA-compliant plan. Enter Premier Choice Health Insurance. This plan offers a variety of options that meet ACA requirements and provide coverage for a range […]