Category Archives: Credit Cards

What Do the 3 Credit Report Bureaus Do?

Equifax(r), Experian(r), and TransUnion (r). They’re three major credit bureaus which gather data to create your credit reports and determine your scores. Consumer reporting agencies sell your information to lenders, employers and landlords – but how exactly do they collect it all? What they do Equifax, Experian and TransUnion are three credit bureaus that collect […]

How Long Does it Take to Increase Your Credit Score?

Maintaining an excellent credit score offers many advantages. It can help you qualify for loans, mortgages and credit cards at lower interest rates; lower the cost of car insurance; and make renting an apartment or purchasing real estate easier. Raising your credit score takes time, but consistency is key. Making payments on time and lowering […]