Category Archives: Credit Cards

Business travel insurance provides coverage against unexpected situations that could otherwise cause major financial loss for companies. Many corporate travelers opt to purchase additional cancellation and interruption coverage per trip or through their credit cards in order to mitigate the risk of non-refundable expenses due to unexpected events. Coverage for medical emergencies Business travel insurance […]

Credit cards provide college students with a convenient means of transitioning between student loan debt and adult life, and helping to build healthy credit by practicing responsible spending and debt repayment habits. To qualify for a student card, applicants may be required to provide evidence of income or find someone willing to co-sign the application. […]

Wells Fargo Autograph card boasts an attractive initial bonus and rewarding rates across popular categories, along with offering additional coverages and services that make this card truly all-encompassing. Autograph credit cardholders will get three points for every dollar spent on dining, gas, travel, transit and popular streaming service expenses – an extremely generous rate compared […]

An application for a new credit card can improve your financial health, but when to submit it depends on a variety of factors – for instance, some banks impose application restrictions. Chase may deny your application for a credit card if you’ve opened five cards with them within 24 months. The Time of Year The […]

A suitable credit card rate depends on the type of card you own. Card issuers usually set rates according to their benchmark interest rate, with additional costs applicable for purchases, balance transfers and cash advances. Your credit card APR depends on both your credit score and history; to secure the best purchase APR, focus on […]

Delta SkyMiles offer excellent value when redeemed for flights in premium cabin seats, especially through Delta’s perks program that offers various ways of earning and redeeming miles – including with its credit cards. Membership of SkyTeam and partnerships with other airlines provide additional redemption opportunities; however, an absence of award charts and dynamic pricing could […]

The Platinum Card is an unsecured credit card designed to assist those with fair to average credit in building or rebuilding their scores without incurring annual fees or earning rewards. Furthermore, this card may offer the possibility for an increase in their credit limit after six months. Though lacking many of the amenities associated with […]

Amazon Prime members have multiple credit card options available to them, from rewards-oriented cards such as the Amazon Store Card and Visa Rewards to those designed to help those with fair or poor credit build their credit history. With its low security deposit of up to your approved credit limit (maximum $1,000), Synchrony’s secured credit […]

Capital One Spark Cash Plus credit card provides an outstanding rewards rate, no foreign transaction fees and an impressive welcome bonus – but not everyone qualifies; to qualify you must have impeccable credit as well as pay off the balance each month. As a charge card user, you are expected to clear your balance every […]

An outstanding balance (commonly known as current balance) on your account refers to all outstanding amounts owing on it, such as purchases, balance transfers, cash advances and any fees or interest charges that accrue over time. Understand that an outstanding balance differs from your statement balance, which appears on your monthly statement. What is an […]