Chiropractic care is often an important part of a holistic approach to health and wellbeing. Chiropractors use their expertise to identify areas of the body that may need attention, and then make adjustments to realign the spine and other joints. However, for many people, cost is still a concern when it comes to chiropractic care. […]

Deciding when to go off your parents’ health insurance is a big decision for many young adults who are transitioning into adulthood. With the cost of healthcare on the rise, it can be difficult to determine when the best time to leave your parents’ plan and get your own policy is. This blog post will […]

You can protect yourself against catastrophic medical expenses, and keep you ahead of any future medical events with medical savings plans. It can also help to lower health care costs. There are many medical savings plans available today, including the HSA. The HSA, which is a health savings account, is intended to lower the cost of health care […]

According to the insurance association, about one-fifth of all cases of health care fraud involve consumers. Only a small fraction of all cases involve providers. Greg Anderson, director for corporate finance investigations at Blue Cross-Blue Shield Michigan, says that consumer fraud is something Greg does not take lightly. “We have 4.5million customers, and if each one of them […]

Truth be told, there is no one right answer to this question. There are many good and bad answers depending on the situation. Let me explain. A discount dental plan will not be of any benefit if you already have great dental coverage. To buy one would be a waste of money. A discount dental plan can be […]

Multi-discipline fraud is evident in the rise of practices that were created by practice building consultants to avoid or eliminate limited chiropractic insurance coverage. They are often associated with an MD. This type of practice is now less popular due to increased scrutiny and investigative interest on the part third party payers as well as state […]

This article does not address whether or not you should apply for Life Insurance Policies. It focuses more on what policies are available and the requirements for obtaining a policy. Long term life insurance plans will also be the focus of our discussion. Before we get into the details about policies, let’s first define what “Insurance” means. […]

This is a common misunderstood problem: how to correctly insure “subject to” property. It is obvious that the “Due on Sale (DOS)” clause will be invoked, and the mortgage company will call the note. Despite being complex, there are some common sense rules of thumb that usually apply. Be the “first named insurance” if you or your company […]

The definition of “American way” will determine whether or not a particular type of carrier does business in the American manner. There is no one accepted definition of the term. Some definitions would exclude state funds. Others would exclude mutuals and reciprocals. Other definitions would also exclude Lloyd’s of London. However, other definitions would include all carriers that do business […]

It is known that President Dryden of Prudential and President Knapp of Metropolitan were both close friends of Prudential of London. Both were able to see the operation of the business firsthand when they went to London. They were treated with every kindness by Stewart L. Woodford (the Metropolitan’s Attorney), and Mr. Knapp. They returned with a clear […]