Are you looking to buy a condominium or timeshare? If yes, it is important to know what an insurance valuation is. Let’s take a look at the subject for a quick overview. What is an insurance valuation? An insurance valuation (also known as an insurance appraisal) is a third-party, objective assessment of the property’s replacement costs […]

Payment Protection Insurance, also known as loan insurance, is designed to help you make monthly loan payments in the event that you become unable to do so due to illness or redundancy. Customers who misrepresent their PPI may have their debts erased and the insurance refunded. It is estimated that 85% of customers purchase protection insurance […]

Insurance industry advocates for more proactive police involvement in combating fraudulent motor accident claims. The Insurance Fraud Bureau found that organized cash for crashes claims has decreased by 11% over the past two years. However, this was only in areas where police are heavily involved. Fraudulent claims are also rising in areas where there is still little […]

There’s a good chance that you signed up for income protection coverage when you graduate. It could have been at a graduation Ball or following a talk. Even if you did not know that there was better coverage, it is important that you purchased a very important plan. Imagine if you had been away from work for […]

Unexpected events, actions, crises, and other life storms are all part of human nature. These events can have a devastating effect on a man’s financial and physical health. This is a clear indication that there are no solutions to these problems. This is why insurance plays such an important role in protecting against the inevitable downs and ups […]

Tree damage can cause serious damage to your house. This is one of the many responsibilities that come with owning a home. If a tree falls on your house, it can cause damage to the structure and your belongings. Fallen trees can cause financial damage that can be devastating and frustrating, as well as heartbreaking. Sometimes, you […]

Virginia’s picturesque landscapes, from the Chesapeake Bay and the Appalachian Mountains to the Appalachian Mountains are filled with lush greenery. Many homeowners in Virginia are at risk of flooding due to the wet conditions that allow for this stunning foliage. Your home won’t be adequately protected against these devastating events even if you have a strong homeowners […]

Utah’s car insurance laws require that every driver in the state has minimum liability coverage of 25/65/15. Utah is one of the 12 no fault states in America. Therefore, Utah drivers must purchase minimum $3,000 of personal injuries protection coverage (PIP). Penalties may be imposed if you fail to have the minimum coverage required in Utah. Importantly, you should also know […]

Life insurance can be a valuable tool. However, there are times when you would like to waive your premiums and get some money back. Some insurance policies, although not all, offer this option. All types of insurance policies, including universal, whole, permanent, variable, and permanent life insurances, have cash value components. This means that you can cancel your policy to […]

Missouri car insurance laws require that all drivers who are licensed in Missouri have auto insurance. The Missouri minimum car insurance liability limits are 25/50/25, plus 25/50 uninsured/underinsured motorist coverage. Missouri’s auto insurance requirements are designed to protect the other driver in an at-fault collision. However, they can also protect you and your passengers in a hit-and run […]