Arbella Insurance, a local boutique insurance provider, offers home and auto insurance to Connecticut and Massachusetts residents. Arbella was founded in 1988. It provides personalized service through independent agents to ensure that it is “the best Northeast property and casualty firm”.
Arbella car insurance
Arbella’s car insurance is the most popular product of all the insurance companies. Arbella was responsible for $395,000,000 in car insurance policies, compared to $129 Million in homeowners insurance policies. Arbella Insurance is one of the top car insurance companies. It offers all the coverages that you would expect from an insurance company. Certain policyholders who qualify will receive a free Customer Care package from Arbella. This package includes perks like enhanced substitution transportation, enhanced towing, and new vehicle replacement coverage.
Types of coverage
- Liability This is the foundation of an auto insurance policy. It covers injuries and damages you cause to others.
- No fault: Also known as personal injury protection (PIP), it covers loss of income, funeral expenses, and accidental death.
- Damage to the body: Also known as collision coverage, this covers repairs or replacements for your car if it is stolen, vandalized, or in an accident.
- Gap insurance – Insurance that covers the difference between the car loan amount and the current replacement value of the car.
- Disappearing Deductible: Lowers your deductible for each year that you don’t file a claim.
- Accident forgiveness: You will be exempted from paying the premiums and points for your first accident.
- Pet insurance: Get up to $500 in vet bills if your cat or dog is hurt in an accident.
- Personal Property Package: Replacing personal property in the vehicle such as laptops or car seats, up to $250-$1000
- Snowplow: A snowplow installed on an insured vehicle is covered by a $200 deductible.
- Original Equipment Parts Manufacturer (OEM). Approved Damages will be replaced by the original manufacturer parts.
Car insurance in Arbella: What is the cost?
Arbella’s optional coverages offer one of the best car insurance packages. Arbella’s car insurance rates are comparable to those of other providers. The minimum insurance coverage is the basic level of coverage that covers only liability. Full coverage covers injuries and damages to property and vehicles as well as those caused by others.
| Average Annual Premium for Minimum Insurance | Average Annual Premium to Full Coverage |
|---|---|
| $394 | $1,297 |
Get Discounts
- Get a discount of 7 to 12% for a new customer, depending on your state
- Multi-policy Discount: Bundle auto and home insurance to save up to 22 percent
- Full-time students who have a B or higher average will get up to 5 percent off
- Military away All military personnel are eligible for 10% off
- Prepayment Save up to 6 per cent by paying your annual premium
- Electric/hybrid vehicles: Save up to 10%
- Get up to 36 percent off comprehensive coverage on vehicles with security.
- Driver Training: Get 5 to 7 percent off if you complete a simulator or driver training program.
Arbella home insurance
Arbella’s homeowners insurance covers homeowners regardless of whether they intend to live in the home or rent it out. Arbella’s responsiveness during claims processing gives them the best home insurers.
Types of coverage
- Homeowners: Covers your home and contents against fire, bad weather, theft, frozen pipes, and other hazards. If you have to make alternate living arrangements while your home repairs are completed, you will be reimbursed. You also get protection for any injuries you may sustain on your property.
- Renters Covers your belongings while renting.
- Condo: A similar product to homeowners insurance, but it is geared towards condo owners who live in the same area.
- Landlord If your home is an investment property that you intend to rent out, landlord coverage will protect you from damages to rental properties.
- Home System Protection: Coverage to replace or repair key home systems such as furnaces and HVACs.
Get Discounts
- Multi-policy Get car, homeowners, or renters insurance together to get a discount on both.
- A new home: Up to 20% off homes older than ten years.
- MAHA Workshop Discounts: New homeowners who participate in the Massachusetts Affordable Housing Alliance Workshop get 10 percent off their first two years of coverage.
- Safety devices Homes equipped with fire alarms or deadlocks may receive a 3 percent discount
- Loyalty – Every year that you renew your renters or condo insurance, you can get a 3 percent discount
- Save: Get 5 percent off your home energy assessment
- Condo Owner: Save 7 percent on your new policy, and 20 percent when you add vehicle insurance.
Arbella is a great option
Arbella Insurance is the best choice for those who are interested in bundling their homeowners and renters insurance. This could result in significant savings for policyholders. Arbella Insurance is a great choice for those looking for excellent customer service and an easy, stress-free claim process.
Ratings, reviews, customer satisfaction, and complaints about Arbella
According to the J.D., Arbella is rated highest among policyholders in terms of its auto insurance. The Power Customer Satisfaction Study. According to the National Association of Insurance Commissioners, however, the insurer had a greater than average number of complaints. The average NAIC index rating for the insurer is 1.0.
| Arbella Insurance | |
|---|---|
| J.D. J.D. | Auto: 815/1,000 Home NR |
| NAIC customer complaint index | 1.34 (above average) |
| AM Best financial strength rating | A |
Arbella offers additional policies
- Umbrella
- Business
- Motorbike
Questions frequently asked
What are the steps to obtain a quote from Arbella
Arbella will provide a quote if you meet with an independent agent. A quick meeting or phone call will give you a detailed quote that includes all of your insurance needs.
How can I file a claim against Arbella?
Call 1-800-ARBELLA (272-3552) to file a claim anytime, any day of the week. To begin the process, you can log in to your online profile. Arbella has also drive-in vehicle appraisal locations, but they are currently closed due COVID-19 precautions.