Author Archives: Admin

Major medical health insurance policies typically feature lengthy terms and comprehensive coverage. Their premium costs tend to be more costly than short-term plans that qualify as minimum essential coverage under the ACA. Thankfully, the Affordable Care Act (ACA) has helped moderate some of the volatility associated with premium costs for comprehensive plans; but many factors […]

As more young adults opt out of traditional marriage and opt for domestic partnerships instead, many insurance companies now recognize this and provide domestic partner health coverage. As with getting married, having a new fiance typically constitutes an important life event that triggers a 60-day special enrollment period for Blue Cross or Blue Shield plans. […]

Mortgage companies frequently include homeowners insurance payments into monthly mortgage payments through an escrow account to reduce risk to themselves by guaranteeing timely property tax and home insurance payments. At closing, insurance and property tax payments, along with private mortgage insurance (PMI), are placed into an escrow account by lenders for payment as they become […]

Guaranty associations are created in each state to protect consumers in the event of insurer insolvency and provide them with support, as well as facilitate assessments from insurers who do business within that state. All approved insurers are legally obliged to participate in at least one state guaranty association regardless of where their cooperate office […]

Insurance policies can be a tricky subject to navigate. With so many different types of policies available, it can be hard to know which one is right for you and your specific needs. To add to the confusion, each policy covers different things and has its own set of exclusions. So, what exactly is covered […]

The Affordable Care Act (ACA) has been a hot topic for many years, with much of the conversation centering around whether people should be required to have health insurance. The ACA’s individual mandate requires most people to maintain a minimum level of health insurance coverage or face a penalty. This penalty, which is also known […]

Whether you’re planning a road trip or just need a car for a few days, renting a car is often the easiest solution. But what about insurance? Who takes care of insurance for a rented car? This blog post will explore everything you need to know about renting cars and their associated insurance policies. From […]

Whether you’ve recently purchased a new car or received a new health insurance plan, it can be difficult to figure out how long it will take to receive your physical insurance card. Insurance cards are an important part of the process for most medical, auto, and home insurance policies. Without an insurance card, you may […]

Homeowners insurance is one of the most important investments a homeowner can make. It provides protection against accidents, disasters, and other unexpected events that could cause costly damage to your home. However, many homeowners are unaware of the time frame they have to reopen a homeowners insurance claim once it has been filed. Knowing the […]

Motorcycles are great fun, but they also come with certain risks. That’s why it’s important to make sure you have the right kind of motorcycle insurance. Motorcycle insurance can help protect you against financial losses if you’re involved in an accident or your bike is damaged or stolen. It’s a good idea to assess the […]