When opening a secured credit card account, typically an upfront refundable deposit must be made in order to unlock its credit limit. This deposit serves to reduce lending risk, with most issuers refunding this sum when you close or upgrade to an unsecured card account. Refund timing Security deposits on secured credit cards serve as […]
Author Archives: Admin
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Paying student loans with credit card can make sense in certain instances, provided you can earn enough rewards to offset payment fees and balance transfer fees. Furthermore, any balance transfer payments should not be considered cash advances. Here’s how: 1. Integrate an external payment service provider. 1. Use a third-party payment service Though it is […]
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Credit cards are an indispensable financial tool that allow consumers to purchase products on credit and then repay the balance by its due date, without incurring interest and fees charges. If your card carries a high-interest rate, consider calling its company and asking them if there are any incentives or waivers they could offer as […]
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If you want to avoid balance transfer fees, consider opting for a credit union. These nonprofit financial institutions provide similar features like banks do such as free checking accounts and ATM networks without fee charges for members. Local banks also tend to have lower membership restrictions and greater accessibility compared to big banks, making the […]
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Credit cards provide business owners with the freedom and rewards to spend more and earn rewards, but managing multiple cards from different issuers can become cumbersome and challenging. Are You Missing Out on Sign-up Bonuses, Retail Loyalty Perks and Travel Benefits from your Current Issuer? So when does switching business card issuers make sense? 1. […]
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For years, insurance companies have been collecting and using data from law enforcement agencies to make decisions about who should get coverage, how much it should cost, and other factors. In some cases, this data may be used to discriminate against certain populations or deny them coverage altogether. But what do Arizona insurance companies actually […]
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Disability insurance is one of the most important considerations when evaluating your financial security. It can be difficult to determine which type of insurance is right for you, given the wide range of options available. This article will explain some key features of disability insurance, as well as outline the best disability insurance policies for […]
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Gait analysis is an important tool in evaluating a patient’s mobility, strength and balance. With the help of gait analysis, medical professionals can properly diagnose and treat a range of issues, such as musculoskeletal injuries, degenerative joint diseases or neurological conditions. Unfortunately, not all insurance providers cover the cost of gait analysis – leaving many […]
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When it comes to choosing where to put your money, you want to make sure that the institution is reliable and secure. One of the ways people can gauge this is by asking whether or not the financial institution offers FDIC insurance. Voya Financial, a provider of retirement planning and other services, offers a range […]
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Life insurance is an essential part of financial planning for many individuals and families, yet it can be difficult to know what type of insurance and what term length to choose. With so many options available, it can be overwhelming trying to decide which policy is best for you. In this blog post, we’ll take […]