Author Archives: Admin

Chicago Auto Insurance Quote Shoppers: Car Insurance Discount Beyond Certain Limits Is Illegal!

This article will discuss the discounts available to car insurance customers. This article also discusses certain discounts that car insurance customers cannot ask for. Because insurance laws vary from one state to another, any issues are specific to Illinois car insurance. Legal Discounts vs Illegal Rebates. It is strictly forbidden for insurance producers to use rebates in […]

Auto Insurance – Main Coverage Options and Explanation of Coverages

The main coverage options and an explanation of coverages. This is a simple explanation of the major coverage options for auto insurance in California. Liability Insurance The liability covers all of your responsibilities. Your insurance company will cover the cost of any damage you cause to another vehicle, person, or property. California’s minimum auto insurance limits are […]

How Safe Driving Habits Lower Your Car Insurance Premiums

There are many ways to reduce your auto insurance rates. You can buy a vehicle with a positive CLEAR score (Canadian Loss Experience Auto Rating); you can also install an alarm system to your car; you can also increase your deductibles and eliminate unnecessary coverages. Safe driving habits are the best way to reduce your premiums in […]

How Auto Theft Affects Your Car Insurance Premiums

According to the Insurance Bureau of Canada auto theft causes a $35 rise in premiums for each policyholder. Another $1 billion annually is spent on court proceedings and policing costs. The problem is affecting everyone, even though the resulting costs may not be obvious. Many consumers don’t know how auto insurance adjusts their rates to reduce loss. This […]

An Overview of Commercial Auto Insurance Policies

A commercial auto policy is an insurance policy that covers cars, trucks and other vehicles, whether they are used for business purposes or for personal use. This insurance policy is essential for any company. It covers your vehicle in the same manner as your personal. This insurance policy is designed to protect your company’s assets and money […]

Personal Injury Protection (Car Insurance)

Personal injury protection is a type of car insurance available only in certain states. There are some significant advantages and disadvantages to this type of car insurance. This car insurance offers the greatest benefit. Your insurer must pay for any vehicle damage caused by an accident. Car insurance is similar to injury compensation. Depending on the state, if […]