Mortgaged homeowners living in high-risk flood zones are required by mortgage agreements to carry home insurance policies that provide coverage against flood damage to their belongings, such as their car. Unfortunately, standard HO-3 or HO-5 policies don’t include coverage against this risk. Flood insurance policies offer building and contents coverage for homes, condominiums, apartments and […]
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Surgeons, obstetricians and other medical professionals must pay hefty premiums for malpractice insurance policies with annual deductibles attached. Selecting sufficient limits of liability coverage is of critical importance. These should cover sustainable verdict values for non-economic and economic damages. Most medical facilities require that physicians hold specific limits of occurrence coverage in order to be […]
As with bank deposits, credit union savings are federally insured by the National Credit Union Share Insurance Fund (NCUSIF). NCUA coverage typically extends up to $250,000 for single ownership accounts in each category of checking, savings and money market accounts. All federally and most state-chartered credit unions offer this protection free to consumers. FDIC The […]
If you’ve ever been in an accident or had your vehicle stolen, you know the feeling of helplessness that comes with it. When it comes to purchasing a car, there are many options to consider when selecting insurance coverage. One of these options is auto gap insurance, which can be a lifesaver if the worst-case […]
Most people are familiar with health insurance, but what happens when your surgery is not covered? Or you don’t have insurance at all? Paying for surgery can be daunting and expensive, but it doesn’t have to be. In this post, we will explore how to cover the cost of a surgery that isn’t covered by […]
Health care insurance is an important factor in any person’s life, especially those who are part of an association or group. Associations often offer various benefits to their members, and health care insurance is often one of these benefits. But just how beneficial is it? In this blog post, we will explore the different kinds […]
The debate over whether health insurance should be mandatory or not has been divisive. On the one hand, it is seen as a necessity for those who need medical care, enabling them to receive the treatment they need without being financially burdened. On the other hand, some view it as the government taking away their […]
Errors and Omissions (E&O) insurance is a type of professional liability insurance that helps to protect businesses from financial losses due to mistakes or negligence. In the modern business environment, E&O insurance is essential for any company that provides services or advice. From doctors and lawyers to accountants and consultants, this type of insurance can […]
Insurance account managers are often the people responsible for developing relationships between insurers and their clients. As such, they are often in charge of a variety of duties that require technical knowledge, problem solving skills and excellent customer service. But are insurance account managers exempt from overtime pay? In this blog post, we will explore […]
If you’re thinking of buying a manufactured home, you may be wondering if it’s going to cost more to insure than a traditional house. After all, when you purchase any type of property, insuring it is one of the most important things you need to consider. The short answer is that yes, insuring a manufactured […]