Traffic accidents are common and unfortunately, they happen to everyone at some point in their lives. In the event that you are involved in an accident, it’s important to know what your insurance rates will likely be. There are a few factors that will affect your rates, including the severity of your injuries and the […]
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This article will discuss the discounts available to car insurance customers. This article also discusses certain discounts that car insurance customers cannot ask for. Because insurance laws vary from one state to another, any issues are specific to Illinois car insurance. Legal Discounts vs Illegal Rebates. It is strictly forbidden for insurance producers to use rebates in […]
The main coverage options and an explanation of coverages. This is a simple explanation of the major coverage options for auto insurance in California. Liability Insurance The liability covers all of your responsibilities. Your insurance company will cover the cost of any damage you cause to another vehicle, person, or property. California’s minimum auto insurance limits are […]
There are many ways to reduce your auto insurance rates. You can buy a vehicle with a positive CLEAR score (Canadian Loss Experience Auto Rating); you can also install an alarm system to your car; you can also increase your deductibles and eliminate unnecessary coverages. Safe driving habits are the best way to reduce your premiums in […]
According to the Insurance Bureau of Canada auto theft causes a $35 rise in premiums for each policyholder. Another $1 billion annually is spent on court proceedings and policing costs. The problem is affecting everyone, even though the resulting costs may not be obvious. Many consumers don’t know how auto insurance adjusts their rates to reduce loss. This […]
Vehicle rental is one of the largest business ventures in America. A huge number of people rent vehicles for a variety of reasons. People rent cars to drive on road trips, for holidays or business purposes. Most people are not aware of the actual cost of premiums charged by an auto leasing company. Although the firm may offer a […]
A commercial auto policy is an insurance policy that covers cars, trucks and other vehicles, whether they are used for business purposes or for personal use. This insurance policy is essential for any company. It covers your vehicle in the same manner as your personal. This insurance policy is designed to protect your company’s assets and money […]
We often say that timing is everything as we move through our lives and navigate life’s many events. We are all so busy that we have learned to master the art of procrastination. However, filing a claim can have negative consequences. A policy of insurance is like any other legal document in that both the insured […]
Personal injury protection is a type of car insurance available only in certain states. There are some significant advantages and disadvantages to this type of car insurance. This car insurance offers the greatest benefit. Your insurer must pay for any vehicle damage caused by an accident. Car insurance is similar to injury compensation. Depending on the state, if […]
While most of us are aware of how much we make each month in wages and salaries, have you ever taken time to calculate how much you spend each month on household expenses? Unpleasantly, you might be surprised by the sum of all the outgoings and payments when you calculate them. There are the mortgage […]