58% are homeowners of homes among the 287,000 Lincoln residents. These residents need to find the best affordable homeowners insurance in Lincoln, particularly since the average cost for homeowners insurance is well over the national average at $1,312 per year, $2,060 for $250,000 of dwelling coverage. Lincoln has a crime level that is over 80% higher than other US cities. […]
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You know how important homeowners insurance policies are for Aurora residents. A home in Aurora has a median value of $290,000. This is an investment worth protecting. In 2021, the average cost of Aurora home insurance is $1,896 per $250,000 dwelling. This is slightly less than the Colorado average $1,659. We evaluated the top-rated insurers in the area and compared […]
Allstate’s Drivewise(r), a program that monitors your driving habits, uses state-of the-art telematics technology. Drivewise uses a mobile phone app to track you as you drive and sends this information to Allstate. This data is used by the company to reward you for safe driving. The best thing? The best part? It’s free, even if your Allstate account is not active! […]
Prices for home insurance in Richmond, Virginia an average $936/year for a $250K residence This is less than $80 per monthly for coverage. There are many options for homeowners insurance in Richmond, as nearly two-thirds residents own their homes. You may find that $946 per annum is too much for you to afford home insurance. Bankrate’s average rates include higher and […]
It is important to understand the risks that your home could be at risk and how they may impact your homeowners insurance premium. The following factors can affect a homeowners insurance premium: Roof condition Construction of a home Age of your home Cost of replacement Flood risk Marital status Deductible Special ZIP Code Your area has high […]
Based on U.S. Census data, Bakersfield is the largest city in California. It has a homeownership ratio of 59%. Bakersfield’s average homeowners insurance cost is $932 per year for $250,000 of dwelling coverage. This is significantly lower than the national average $13,312. Bankrate has compared top providers based on market share, including premiums starting in 2021, customer service ratings […]
Adult drivers who have a BAC of 0.08 or more are considered driving under the influence in Kentucky. The rules for younger drivers are more strict. A driver under 21 who has a BAC below 0.02 could face a DUI in Kentucky. You could face penalties and increased insurance costs if you are convicted for DUI. A DUI Kentucky conviction […]
Disclaimer: Esurance’s parent company Allstate announced in 2020 that Esurance would be phased out over the next few months. This article could contain outdated information. Although Esurance is owned by Allstate, the two companies have very different business models. Allstate focuses on customer relationships with dedicated agents while Esurance prefers to cater to customers who prefer an […]
Your bank account shouldn’t be drained by auto insurance. Here are some ways to save money and still get the coverage you need. If you own a car, you will be grateful you have car insurance. You don’t need to spend more on insurance than you absolutely have to. By knowing exactly what affects your auto insurance rates, you […]
The best way to save money on your insurance is to make sure you don’t pay for insurance that you don’t use. There is no simple answer to the question of when you should drop collision or comprehensive coverage. It is important to weigh all options and draw up a list of pros. These are some tips to […]