Author Archives: Admin

Gap insurance or guaranteed asset protection helps bridge the gap between your car’s current value and what is owed on its loan if it gets totaled or stolen, providing protection at a nominal annual cost. Many auto insurers now include gap coverage as part of their policy packages for added peace of mind. But is […]

Long term care insurance provides protection for savings and assets against future long-term care costs, potentially eliminating the need to tap other resources such as home equity or rely on government programs like Medicaid. However, some may view long term care insurance as an ineffective investment. Let’s explore this topic further. It’s Too Expensive Long […]

Decreasing term insurance provides an innovative solution for meeting their financial obligations while remaining cost-effective and affordable. Compared with level term policies and permanent life policies, decreasing term is often cheaper. Bankrate’s insurance editorial team can help you decide whether decreasing term insurance makes sense in your situation. First, let’s examine which policy components decrease […]

There are many options for insurance coverage. The best question to ask yourself when applying to insurance is “Which policy do I have?” Since the beginning of the 20th century, law has required that all drivers of motor vehicles have some form of coverage. You can choose to have full coverage or ‘third-party’ coverage which […]

Comprehensive coverage policies will typically cover multiple claims. Bodily Injury Liability” is an important part of most policies. It provides security that you will be covered if someone is injured or dies in an accident. Since the company will be there to help you in case of an accident, your coverage will also include security. […]

Do you belong to the 20% of motorists who drive regularly without insurance? Be careful, your car could end up being sent to China’s biggest scrap yard. Police now have the power to seize, impounded and crush any vehicle found on the roads without insurance. Durham was the first city to implement a pilot scheme. […]

Many consumers don’t know what insurance companies look at when calculating the premium amount for car insurance. Believe it or not, auto insurers do not simply pull up your auto insurance rates from thin air. You can get the best insurance rates by learning about the factors that may affect your premium. Also, how to […]

A friend of mine was late to school one morning. His wife wasWhile he was preparing breakfast, he took out his notebook and laptop.He reached for the books he needed to get through school that day and took them out. He zipped upHe grabbed his bag and ran outside to heat the car. It turned […]

What is car insurance? What is an auto insurance policy? Your passengers and you will be covered by your auto insurance company in the event that an accident occurs. You can choose the amount of coverage you want. Is the company responsible for any damages to your property? Is the company responsible for all passengers […]

It is surprising that so few insurance marketers are able to effectively market their products. They don’t know how to reduce their recruitment campaign budgets. The quality of the agents who respond to their offers is high. Insurance marketing professionals who are smart recognize that $600 is a great investment to hire a high-producing broker. Find out how […]