Many health insurance plans provide coverage for various therapeutic treatments; however, the precise scope varies between plans. HMO and PPO health plans typically require referrals in order to see specialists outside their network, while most individual and small employer policies sold on the Health Insurance Marketplace must cover mental illness. What is covered? Private health […]
Author Archives: Admin
Are you a member of the Homeowners Association (HOA)? Do you know what D&O insurance is and whether your HOA needs it? Directors and Officers (D&O) insurance is designed to protect board members, property managers, and other individuals in positions of authority within an organization from legal action. In this blog post, we will explore […]
Life insurance is an important aspect of financial planning that offers security and peace of mind to individuals. However, there may come a time when you have clients who no longer need or want their policy. As a life insurance agent, it’s your job to help them navigate the process of selling their policy and […]
Life is unpredictable, and we never know what the future holds. That’s why it is important to have a safety net in place that can protect us when things go wrong. One way to ensure this protection is by getting life insurance – a contract between an individual and their insurer that provides reimbursement in […]
Are you wondering if dental insurance is tax deductible? It’s a common question that many people have when considering their healthcare expenses. Dental insurance can be a lifesaver for those unexpected trips to the dentist, but it can also be confusing when it comes to taxes. In this blog post, we’ll explore whether or not […]
Are you ready to hit the road with your food truck business? Before you start serving up delicious dishes, it’s important to make sure that you have the right insurance coverage in place. Food truck insurance can be a significant expense, but it’s essential for protecting your business and complying with legal requirements. In this […]
Auto insurance is essential if you own a car. It’s better to be educated now than after an accident. These are 19 ways you can get the best coverage for your money. 1. Spend your money wisely Spend your money on things that can make you broke financially. Many people will pay a lot of […]
According to the Institute of Advanced Motoring (IAM), there were 550 serious motor vehicle accidents last year in which the driver was more than 70 years old and was seriously hurt or killed. This statistic is 8% of the total national 7,035 similar accidents. This means that drivers over 70 have more serious injuries per […]
Insurance companies consider your age, gender and driving record when calculating coverage and premiums. Statistics have shown that certain age groups are more likely to be involved in accidents while driving. This statistic is why insurance companies will raise premiums for the 18- to 25-year-olds. However, the company could reduce premiums if drivers are careful […]
Insurance products can be difficult to sell because they are not in any particular shape or size. Insurance also deals with difficult topics like misfortune and death, which people tend to avoid discussing. Insurance agents need to be able to overcome adversities and have more mental strength to succeed in this industry. These are 12 characteristics that […]