Author Archives: Admin

Does My Insurance Cover Mental Health?

Many health insurance plans provide coverage for various therapeutic treatments; however, the precise scope varies between plans. HMO and PPO health plans typically require referrals in order to see specialists outside their network, while most individual and small employer policies sold on the Health Insurance Marketplace must cover mental illness. What is covered? Private health […]

Do Hoas Need D&o Insurance?

Are you a member of the Homeowners Association (HOA)? Do you know what D&O insurance is and whether your HOA needs it? Directors and Officers (D&O) insurance is designed to protect board members, property managers, and other individuals in positions of authority within an organization from legal action. In this blog post, we will explore […]

Car Insurance – It’s Getting Increasingly Expensive When You’re Elderly

According to the Institute of Advanced Motoring (IAM), there were 550 serious motor vehicle accidents last year in which the driver was more than 70 years old and was seriously hurt or killed. This statistic is 8% of the total national 7,035 similar accidents. This means that drivers over 70 have more serious injuries per […]

Premiums on Car Insurance Policy

Insurance companies consider your age, gender and driving record when calculating coverage and premiums. Statistics have shown that certain age groups are more likely to be involved in accidents while driving. This statistic is why insurance companies will raise premiums for the 18- to 25-year-olds. However, the company could reduce premiums if drivers are careful […]

12 Qualities You Need to Shape Your Success in Insurance Business

Insurance products can be difficult to sell because they are not in any particular shape or size. Insurance also deals with difficult topics like misfortune and death, which people tend to avoid discussing. Insurance agents need to be able to overcome adversities and have more mental strength to succeed in this industry. These are 12 characteristics that […]