Author Archives: Admin

Insurance agents have had very limited exposure to reinsurance and little education about it. Agents are only made aware of reinsurance by an underwriter from the insurance company. This tells them that we cannot write this type of business because of our insurance company’s treaty insurance agreements. Over the years, reinsurers have been the traditional risk-taking […]

People have two main concerns about retirement income: 1. saving enough money to retire and 2. running out before they run out of life. The expectation that seniors will live 20,30,40, and more years than the average retirement age of 62 to 65 is very real. Even though everyone is concerned about it, those younger than us […]

This article focuses on the business of insurance agents, financial planners, trusted advisors, and marketers. They have been in business for long enough to understand that it is rewarding, that they love it, and that they have reached senior citizen status. There are a growing number of people who are still in the business. Some of us […]

I was raised in East Liverpool, Ohio. It is located in Ohio near the intersection of Ohio, Pennsylvania, and West Virginia. It was home to approximately 22,000. The population today is just under 13,000 My town has produced some remarkable and unique people. Let me tell you about a man who understood the importance of providing value to his clients […]

You’ll be able close more sales faster and easier than you ever imagined if you know the secret I’m about sharing with you. However, this means that no matter how many sales techniques you have, you will only be able to achieve a fraction of the potential profit your business can generate. Here’s an old […]

Car crashes cost around $242 billion in damages and productivity losses every year, according to the National Highway Traffic Safety Administration.Car insurance is meant to protect you from financial losses resulting from collisions or other damage. You could find yourself in a difficult position if your auto policy is cancelled. If your car insurance provider cancels your coverage, there may […]

Both mandatory and optional provisions in health insurance policies are included. This lesson will discuss optional provisions in your health insurance. What are the optional provisions in health insurance policies? Let’s talk about Cathy, who is interested in purchasing health insurance. The policy’s mandatory provisions were explained by her insurance agent. Now she must decide which optional […]

Did you ever have something taken from you? You could be talking about your phone, laptop or jewelry. Sadly, almost everyone will experience this unfortunate circumstance at one point or another. According to Statista, 2017, there were 7,694,086 cases of property theft. That’s more than the entire population of Los Angeles, San Francisco and Chicago combined. How […]

Credit-based insurance scores are used by many auto insurance companies to decide who to insure and how much. These scores are not the same as credit scores that are used for lending and have been shown to correlate with the likelihood that consumers file insurance claims. These scores can only be one factor that influences your insurance […]

Life insurance is one of the most sought-after employee perks, often provided for free or at a reasonable cost and providing coverage up to an individual’s base salary multiple. Supplemental life policies are also available with payroll deduction premiums paid, although employer-sponsored policies may not meet all of your family’s needs. Group Term Life Insurance […]