Author Archives: Admin

Phoenix’s home ownership rate is 54%. Lenders usually require homeowners with mortgages to have valid home insurance policies. For a $250,000 home, the average home insurance rate in Phoenix is $1,397 annually. The average rate for Phoenix is only slightly lower than the average rate of $1,312. There are still lower rates if you’re able to find affordable home insurance providers […]

The homeownership rate for Chandler, Arizona is 63%. It is important to have home insurance coverage in Chandler to protect your investment. This is especially true when you consider the $455,000 median sales price. For $250,000 of dwelling coverage, homeowners insurance in Chandler costs $1,097 annually. If you are able to find affordable home insurance in Chandler, you might be able beat this […]

To have your license reinstated, you may need an SR-22 form if you had it suspended. This document confirms that you have the minimum required insurance in your state. SR-22s may be required in certain places for high-risk drivers who have been charged with DUI/DWI. Having to get an SR-22 isn’t usually associated with a positive outlook […]

Rochester’s traffic is less than in many other areas of New York. This makes it a low-risk area for car insurance companies. Rochester motorists pay an average of $729 annually for auto insurance with minimum coverage. Full coverage is $1,568. However, this rate could be higher depending on your personal demographics. There are many options available in Rochester […]

If you own a whole life insurance policy, its cash value can be accessed as long as all loans and withdrawals have been repaid in full. There may however be certain restrictions to this access. New York Life financial professionals can assist in helping you determine if this option is suitable for your situation. Premiums […]

Your health insurance premium depends on which plan and service(s) you select, along with premium, deductible, copayments and coinsurance costs. At eHealth, our Health Insurance Price Index Report will give you an idea of the average costs. Premiums Your monthly premium payment for health insurance is the premium, an amount paid in exchange for its […]

Business liability insurance covers damage that your business is responsible for to third-parties. However, this does not extend to injury to employees covered by workers’ compensation insurance or damage to your own property covered by commercial property insurance policies. Cost of business liability insurance varies by industry and location, with businesses in higher-risk industries paying […]

The card gives essential information about you and your coverage to physicians, and helps avoid billing problems. Additionally, it includes details of your insurance provider that could prove invaluable should any issues arise with them later on. If your coverage comprises both Medicare and an employer plan, you’ll likely have multiple cards representing individual aspects […]

An MSA is a special account created to manage medical expenses not covered by Medicare. As its rules and regulations can be complex, injured parties should review CMS’s WCMSA Reference Guide carefully as they work with an administrator to make sure funds are spent accordingly and reported properly. High-deductible health plans (HDHPs) High-deductible health plans […]

Roofs are exposed to severe weather and often neglected during routine maintenance checks; as such, they’re one of the more frequently damaged parts of a home. Luckily, homeowners insurance can cover repair or replacement costs incurred from damage due to storms. However, it’s essential that you read your policy thoroughly to assess if this type […]