Author Archives: Admin

Buying Gap insurance can seem like a great way to protect yourself from accidents and injuries, but what if it doesn’t cover everything? In this blog post, we’ll explore the different types of Gap insurance and what happens when they don’t cover an incident. From car accidents to slips and falls, we’ll help you figure […]

For years, CVS has been a dominant player in the pharmacy industry. Recently, they announced their plans to purchase Aetna, a health insurance company. While the merger is still awaiting regulatory approval, it has raised some questions about the impact on consumers’ health insurance. This blog post will explore those questions and provide answers for […]

AARP is one of the most popular supplemental Medicare insurance providers in the United States. What does that mean for you? It means that AARP offers a variety of plans and benefits, many of which are not available from other providers. One of the benefits that AARP members can enjoy is membership in the AARP […]

There’s no question that the economy has been rocky these past few years, and for many families, one of the hardest hit has been the middle class. With rising tuition costs and stagnant wages, many family budgets are stretched to their limits. One common expense that seems to be going up is insurance premiums. And […]

Home health care is a type of care that is delivered in the home by registered nurses, certified nurse assistants, or personal care aides. Home health aides can help with activities such as bathing, dressing, toileting andfeeding. Because home health care services are not covered by most insurance plans, it can be difficult to know […]

Unemployment insurance is a vital safety net for employees who lose their jobs. In Illinois, employers are obligated to provide unemployment insurance to their employees, and the amount of coverage an employer provides is determined by state law. If you’re an employer in Illinois and you have questions about how much unemployment insurance your company […]

Hours worked are one of the most important factors when it comes to determining whether or not you have health insurance. That’s because hours worked determine your eligibility for employer-provided health insurance. If your hours drop below a certain threshold, your employer may be able to reduce or even terminate your health insurance coverage. So […]

When you’re an independent contractor, the whole world seems to be your workplace. You can work from home, on the go, or even from other countries if you so choose. Best of all, you don’t have to worry about pesky HR policies and red tape. One downside of this arrangement is that you may not […]

Insurance is a mandatory requirement in most countries, and it’s no surprise that companies are looking for ways to save on the cost of insurance. One way they do this is by certifying certain industries as low-risk. The process of insurance precertification allows these companies to find high-risk industries and exclude them from coverage, saving […]

Prior to the Affordable Care Act, health insurance companies could deny coverage for pre-approved procedures. This included procedures that had already been paid for by the patient and were deemed necessary by the doctor. Now that the ACA is in place, this practice is no longer legal. In fact, health insurance companies can no longer […]