Medicare doesn’t cover custodial care. This major expense can be met by other sources. Medicare doesn’t cover all costs associated with nursing home care. There are other ways to pay for some of these costs, which averaged $105,850 per year in 2020 for a private bedroom, according Genworth, a provider long-term care insurance. According to the U.S. […]
Author Archives: Admin
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May
May
According to data from Quadrant Information Services, your annual full-coverage car insurance premium can go up as high as 90% if you are involved in a Washington hit-and-run.You could face a misdemeanor charge if you’re the driver who fled the scene. Your license will be suspended or revoked.Car insurance costs go sky-high. Washington: Hit-and-runs Washington law […]
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May
May
Your car insurance policy number (or “car insurance policy number”) is the unique number that your insurance company uses for identification. It is printed on your insurance card, as well as any bills or statements that you receive from your insurance company. Your policy number is required in the following situations: after an accident, when you are […]
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May
May
You’ve likely seen your finances affected by the COVID-19 epidemic, like many Americans. Perhaps you or your partner were among the 40 million plus people who became unemployed or furloughed. You might have been sick, taking care of someone you love or unable to work due to a lack of child care. Perhaps you are one of the […]
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May
May
Californians who live in wildfire-prone areas received temporary relief as the historic wildfire season ends. They can still retain their homeowner’s insurance for one more year. Since 2015, premiums and non-renewal rates in California’s fire-prone areas have risen dramatically as companies refuse to pay for the damage caused by California’s devastating fires. More than 4 million […]
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May
May
Scenes of adult children looking through windows holding signs that said “I love You” to their parents, who were being held in assisted living and nursing homes during the coronavirus epidemic reinforced a trend in America: the desire to stay at home as long as possible. Jesse Slome is the executive director of The American Association […]
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May
May
Protecting your loved ones has always been important. This is even more so now that the COVID-19 global pandemic continues its devastation of households and raises the question about mortality. Although life insurance is not a topic that sparks conversation at dinner, it can be a crucial stepping stone to financial security. Life insurance is a […]
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May
May
Learn how to fund your trust to achieve your goals. Also, learn what assets you should not transfer into your trust. The estate planning process doesn’t end with the signing of a living trust. A trust must be funded. It is crucial to know how to fund a living Trust in order for it to achieve its […]
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May
May
Open enrollment allows you to sign up for or modify your health insurance plan. If your plan is offered by an employer open enrollment gives you the opportunity to unsubscribe if you don’t want the coverage. Unless you have a qualifying event, you can’t sign-up for health insurance if you don’t register during open enrollment. The health […]
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May
May
While you know you will eventually die, you may not think that you have enough money to purchase disability insurance. Unfortunately, the U.S. has more special needs than you might think. Insurance adjusters keep that one individual out of seven will become handicapped in their lifetime before they retire. In many ways, being unable to work for so […]