Health insurance is a necessity in the United States, yet many Americans struggle with the high costs associated with it. Whether you get health insurance through your employer or purchase it on your own, understanding how much you should expect to pay can help you make informed decisions about your healthcare. In this blog post, […]
Author Archives: Admin
The baby boomer generation, born between 1946 and 1964, is one of the largest demographic groups in history. As they age, they are putting immense pressure on the insurance industry to provide adequate coverage for their growing healthcare needs. With this wave of aging Americans approaching retirement age, many wonder how insurance companies will keep […]
Are you in the market for health insurance and looking for an affordable option? If so, Kaiser Health Insurance may be a great choice for you. With all of the options available, it can be overwhelming to figure out which one is best suited to your needs and budget. That’s why we’re here to break […]
Are you considering purchasing individual health insurance but unsure if it’s the right choice for you? With so many options and regulations, it can be overwhelming to navigate the world of healthcare on your own. But don’t worry – we’re here to help! In this blog post, we’ll answer all your burning questions about buying […]
Have you ever experienced the frustration of accidentally breaking your TV screen? It’s a common mishap that can happen to anyone, and the cost of repairing or replacing it can be quite hefty. That’s where TV insurance comes in – but what exactly does it cover and is it worth investing in? In this blog […]
Your house is likely the biggest investment you’ll ever make, and protecting it should be a top priority. One of the most important ways to do that is by having insurance coverage. But with so many options available on the market, how much should you expect to pay? In this blog post, we’ll explore everything […]
Have you recently been in a car accident and your vehicle was declared a total loss by the insurance company? If so, you may be wondering what options are available to argue over an insurance total loss claim in Georgia. Dealing with a totaled car can be stressful and overwhelming, but don’t worry – we’ve […]
Formularies are one of the most confusing parts of the new Medicare Prescription Drug Plan. The best plan for you depends on your drug use and the coverage provided by each plan. It is important that Medicare-eligible people understand the formularies in order to choose the best plan for them. What is a formulary exactly? A formulary […]
Banks typically require Private Mortgage Insurance (PMI) on home loans with down payments less than 20%, to protect themselves if you default on your payments and don’t keep up with payments. Make a higher down payment or improve your credit score to avoid private mortgage insurance (PMI) premiums altogether; some loans require upfront PMI payments […]
Health plans with coinsurance allow patients to divide the costs associated with medical services or treatments between themselves and the insurance provider, for instance if a procedure costs $100 but your health plan only has 20% coinsurance you will contribute $20 while they cover the remaining $80 of costs. Deductible A deductible is the annual […]