Author Archives: Admin

Private insurers offer Medicare Advantage Plans as an alternative to Original Medicare. Here are some tips to help you shop. Although you may have heard about Medicare Advantage Plans (or how they fit in the Medicare universe), do you know how to get one? Medicare Advantage Plans can be described as an “all in one” option […]

The personal liability coverage in your renters policy pays for damage you cause to other people or their belongings. The key takeaways Renters liability insurance covers you in the event that you cause injury to another person through negligence or an accident. If you are sued in a case involving accidents at home or dog […]

Health insurance can be costly, making balancing deductibles and out-of-pocket expenses a challenge for employees. Small firms can gain an edge by offering health reimbursement arrangements (HRAs) as an additional benefit. Under the Affordable Care Act, employers with 50 or more full-time equivalent employees must offer coverage that meets minimum value standards as well as […]

Geico car insurance rates tend to be significantly less than the national average; however, these may vary depending on factors like your driving history, age and state of residence. GEICO provides competitive rates and options for liability-only and full coverage policies, along with discounts and policy add-ons. Rates As one of the leading car insurers, […]

Before buying a used car from either a dealer or private seller, make sure that it has insurance coverage before driving it away. Most insurers allow a grace period when adding additional vehicles to existing policies. Some cars cost more than others to insure; here are a few tips to make sure you’re getting the […]

If you get involved in an accident without being insured, the penalties can be severe. Not only could you incur expensive fines; your driver’s license and registration could also be at stake. Even though the federal individual mandate penalty has been removed by the Tax Cuts and Jobs Act (TCJA), many states still require residents […]

Health insurance provides easier access to medical services and protects you from out-of-pocket expenses if you become sick or injured. You can purchase it through your employer, marketplace/exchange or directly from private insurers. Be wary of “short term” plans that do not conform to the Affordable Care Act and leave you vulnerable to costly medical […]

Your car insurance policy can be cancelled at any time, but be mindful that cancellation may lead to coverage gaps. Since most states mandate liability coverage for drivers, failure to do so could bring financial and legal hassle. To cancel your policy, it’s essential that you contact your insurer directly. Some allow this via phone; […]

Standard home insurance policies do not typically cover mold damage unless caused by another event that would typically be covered (such as flooding or burst pipes). Some companies, however, do offer separate mold policies or special endorsements. Although these policies may be expensive, if you live in an area prone to flooding or other potential […]

Understanding Uber’s ever-evolving insurance policies is vitally important for drivers, and being aware of how your own policy ties in is even more essential. Uber offers protection for drivers at three distinct stages – app off, app on waiting for ride requests and during trips or journeys with passengers aboard or approaching one. Each stage […]