Florida’s approval process for health insurance can often seem confusing with all the jargon and blind curves. Underwriting departments are the ones that determine the coverage of health insurance. They have clear guidelines. The underwriters assess the risk involved in insuring each client and decide on the appropriate coverage and cost. This guide will help you navigate the […]
Author Archives: Admin
11
Apr
Apr
There are so many types of auto insurance available from thousands of companies that it can be overwhelming to choose the right coverage. You need to have enough coverage in order to be protected in an accident. However, you don’t want to pay more for coverage that you don’t use. Take a look at this breakdown […]
11
Apr
Apr
Understanding the differences between Terminal and Critical Illness life insurance will help you make an informed decision when looking into life insurance. The Critical Ill Policy provides more comprehensive coverage than the standard Terminal Ill policy. This means you get more value for your money. Recent statistics show that at least one out of five men will experience […]
11
Apr
Apr
Accidents can happen anywhere and anytime. It may be something you don’t want to happen to you, or to your loved ones. However, you cannot predict when it will happen and how you can avoid it. It’s inevitable, and it can come at any time in your life. The worst outcome is that your life could be lost. You […]
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Apr
Apr
Life Insurance policies that provide coverage for chronic diseases and other conditions, including critical illness, offer complimentary Critical Illness Insurance. These policies often provide more coverage for heart disease, strokes, and cancer treatment. When a person is diagnosed with critical illness, the policy will provide coverage that allows the family to pay for the burial. Comprehensive policies […]
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Apr
Apr
The National Oceanic and Atmospheric Administration (NOAA), accurately predicted a record-breaking storm season for the 2020 Atlantic hurricane season. 14 of the 30 storms that occurred developed into hurricanes, including seven major hurricanes with winds in excess of 111 mph. A hurricane’s powerful force can cause damage to a house and make it irreparable. But you can minimize the […]
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Apr
Apr
According to Bankrate’s 2021 study on annual premiums, a speeding ticket has increased New Mexico’s average car insurance cost by 17%. This is likely due to the increasing number of accidents caused by speeding in New Mexico each year. On average, about 9% of all crashes are because of speeding. This is a substantial number for insurance providers and could […]
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Apr
Apr
Life insurance can provide financial assistance to your loved ones after you pass. This can help pay for funeral expenses or compensate the beneficiaries for income loss due to the death. There are many types of life insurance. The most common is term life insurance. This policy allows you to pay a fixed monthly or annual premium for a certain […]
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Apr
Apr
St. Although Florida’s beautiful beaches and abundant sunshine make Petersburg a great place to live, it will be more expensive to insure your vehicle if you live there. St. Petersburg drivers pay on average $1,294 per year for minimum coverage. Full coverage policies average $2,662. Florida drivers pay more than other states on average for various reasons. Bankrate […]
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Apr
Apr
Liability-only auto insurance covers only damages or injuries you cause to others. This coverage is also known as PLPD (personal liability and property damage) because it excludes coverage for injuries or damages that you cause to another person. Liability-only insurance can range from state minimum levels to relatively high limits, but never includes coverage for damage to your […]