Author Archives: Admin

Private insurers offer a Medicare Advantage Plan, which is an alternative to traditional Medicare. These are the drawbacks and benefits. Medicare Advantage is an all in one alternative to Original Medicare. Private insurers offering Medicare Advantage Plans contract to the federal government to provide Medicare-qualified individuals with health insurance benefits. Medicare Advantage: The pros and cons Medicare […]

Taking advantage of lesser-known discounts and other creative approaches can help you save money right away. Although home insurance is rarely the focus of attention, it could be costing you more than you should if you are a homeowner. Good news: Insurers offer relatively simple-to-obtain incentives to help homeowners lower their insurance premiums. Here are […]

You have to believe that your insurance company will hold you hand and guide you every step of the way when you begin your insurance career. This was the feeling thousands upon thousands of new agents felt this year before realizing that their careers were doomed. Your career is yours to decide. There are two main ways […]

Being an independent agent for insurance can be rewarding, thrilling and lucrative. Insurance is a relationship-based business. It’s satisfying to protect individuals, families, and businesses from certain calamities in life. It can be very lucrative to sell insurance. You can build residual wealth by recruiting associate agents and offer income opportunities to other people. The freedom and flexibility are […]

It is essential that we understand the rules of any game before we can play it. This will help us determine if we are able to use the game effectively. You can learn how to use the rules to your advantage, and what pitfalls you should avoid. Cold calling may be the most successful prospecting method. Cold […]

California, like most States, requires you to pass a government-mandated license exam before you can sell insurance. You must also complete 52 hours of prelicense training. Thankfully, this can be done online. You will need to pass separate license exams and take separate training courses in order to sell property and casualty insurance. This is different from […]

Japan’s insurance industry grew like the rest of Japan’s economy during the 1980’s and first half of the 90’s. Japan’s insurance companies began to look abroad for investment because of the sheer volume of their premium income and asset creation, which was sometimes comparable to even the most powerful U.S.A. Analysts around the globe have been examining […]

Many homeowners and business owners disagree with the insurance company’s assessment of their insurance claims. Most people don’t know that they can challenge the findings of their insurance company through the insurance appraisal process. They won’t change despite the fact that you (the policyholder) have submitted a contractor’s estimate and receipts for repair or material materials. Many […]

When a person seeks insurance protection, he enters into a contract to insure him against property loss or damage by fire, lightening, explosion, or other incidental events. This contract is principally a contract, and is therefore governed by the general laws of contract. It does have some special features that are common in insurance transactions such as […]

INTRODUCTION “Insurance should always be purchased to protect against financial disasters.” Insurance allows someone to get compensation for their loss or accident. Insurance allows you to protect your financial, health and financial well-being from everyday threats. In India, insurance was established in 19th century without regulation. It was typical of colonial times: there were few British-owned insurance […]