Author Archives: Admin

Although it might seem impossible to visualize, you will likely need help later on in your life. It is up to you to pay for it. Long-term care insurance can be a way to plan. Long-term care is a term that refers to services not covered by regular insurance. This includes help with daily routine activities like dressing, […]

Permanent life insurance policies, which include universal, variable, and whole-life options, offer more than just a death benefit. Some policies include cash value, which can be a pool money that you can use while you are still alive. The cash value of a policy that has been in existence for many years could be substantial. Jonathan Howard, a certified […]

The American Rescue Plan Act was signed into law by President Biden in March. Much of the attention was focused on the stimulus payments. Especially if there are multiple eligible people in your household, $1,400 is not something to be sneezed at. However, depending on your situation, additional provisions in the $1.9 billion stimulus bill may […]

After you have purchased an annuity, life insurance policy, and named your beneficiaries you might never look back. This could be a huge mistake. Your ex-spouse will get the proceeds if you divorce and remarry, but you fail to change your beneficiary to your current spouse. Other life events, such as divorce or death, can be grounds […]

NerdWallet writers are subject matter experts who use primary, reliable sources to produce content for our website. All content is reviewed for accuracy and timeliness before being approved for publication. Mutual insurance companies exist all around the globe and aim to provide coverage at or close to cost, returning any profits back to members in […]

Drivers with permits typically only require insurance to cover any damages they cause, which is why most permit drivers are added onto a family member’s policy until they become fully licensed drivers. If this is not possible, then a defensive driving course may help the new driver feel more confident behind the wheel and may […]

COLA riders allow your primary insurance amount (PIA) to increase each year based on inflation; however, they come at an extra cost. Before making a decision to add a COLA rider, it is important to take into account all costs involved, including going through underwriting again, answering health questions and receiving medical exam results. Being […]

Many homeowners switch home insurance providers in order to save money, upgrade coverage or take advantage of bundling discounts, but this process can be daunting and time consuming. Shopping around can be essential, particularly as factors like home values or material costs increase. Luckily, you can adjust your policy at any time – not just […]

Are you in the market for a new car, but unsure of how your trade-in or private party value affects your car insurance rates? It’s a common question among drivers, and one that can have a significant impact on your finances. In this blog post, we’ll explore whether car insurance companies go by trade-in or […]

Are you on the hunt for affordable health insurance? Look no further than Davita Health Insurance. As a single person, it’s important to know how much you can expect to spend on healthcare coverage. That’s why we’re breaking down the cost of Davita Health Insurance for a single individual in this post. From monthly premiums […]