Author Archives: Admin

New Mexico drivers pay an average of $385 per year for minimum coverage car insurance and $1,419 per year for full coverage, both of which are below the national average. You can get car insurance quotes from USAA and Geico as well as State Farm, Farmers, and Progressive if you’re looking for the lowest cost in New […]

Finding an affordable homeowners insurance policy in Fort Lauderdale can be a challenge: Compared to the nation’s average policy price of $1,312, residents can expect to pay $2,318 annually for coverage on a $250,000 dwelling. Homeowners can save up to $1,300 by doing some research on the available providers in the area. Our research revealed that Fort Lauderdale’s […]

Homeowners insurance provides property coverage that safeguards both your house and belongings, as well as liability costs related to accidents occurring on your property. National General offers several standard policy options and discounts, but has an excessive NAIC complaint index and does not offer telematics programs to provide safe driving discounts. Homeowners Insurance Homeowners insurance […]

Your health insurance card contains a wealth of information. While it might appear daunting at first, knowing exactly what’s on it will make your interactions with physicians or pharmacists smoother. If you possess both major medical health insurance and gap coverage policies, both cards may need to be presented simultaneously. What’s on Your Card? At […]

If you need an insurance policy to protect your property and belongings, blanket insurance could be one option worth exploring. Home and business owners alike can take advantage of this form of protection for multiple properties or assets under one roof, saving both time and money with this comprehensive protection option. Coverage for multiple properties […]

Short-term health plans do not need to cover preexisting conditions; rather, they are medically underwritten, meaning insurers can reject applicants with preexisting conditions and do not meet coverage standards established under the Affordable Care Act (ACA). They typically do not cover maternity care, mental health services or prescription drugs and require you to reapply at […]

Blue Cross and Blue Shield provides individual health plans, family health plans, dental/vision coverage as well as Medicare/ Medicaid solutions. In addition, we also offer long term care and disability solutions. The 34 independent, locally run BCBS companies comprising the Federation are committed to serving you, which explains why so many choose them every year. […]

Industries such as overnight delivery, home healthcare and ridesharing are increasingly opting for independent contractor models; therefore Occupational Accident insurance provides an ideal way of protecting 1099/independent contractor workers at lower premiums than Workers’ Compensation policies. Contrasting with workers’ comp, this unique form of coverage provides medical/dental, accidental death and dismemberment benefits, disability income protection […]

Your health insurance card likely sits comfortably in your wallet until you or a healthcare provider needs it, yet its contents should not be neglected; once received, take time to review them immediately. Your insurance card should contain your policy number (also referred to as member or subscriber ID). This code indicates which benefits are […]

Many Medicare Advantage plans provide gym memberships as part of their Silver&Fit or SilverSneakers programs; speak to a licensed agent for more information about this benefit. Policyholders seeking gym reimbursement through Cigna must first compile any relevant documentation such as gym receipts or membership contracts before filling out and submitting a wellness claim form directly […]