Author Archives: Admin

2011 saw a lot of emphasis on efficiency and spending, which has made the term “value engineering” synonymous with “cost cutting.” This is a problem from a risk management standpoint. This practice changes the intent of value engineering, and places more emphasis on cost savings than optimizing the project. These practices can negatively impact a company’s credibility with […]

This is the UK’s most important money-saving opportunity. It is the result of The Citizens Advice Bureau bringing the mis-selling of Payment Protection Insurance, (PPI), to the attention of British citizens. For those who were not mis-sold, it is time to share some good news! So far Which? and Money Saving Expert are the most prominent […]

It can be confusing to understand exhibitor insurance First, do you have business insurance? Is that not enough to protect you? The Event Organiser will then tell you to either purchase their recommended insurance or show proof of Public Liability Insurance prior to being allowed to exhibit. Event people are great at organizing events. They do what […]

Insurance protection plays a crucial role in ensuring that a homeowner can sleep peacefully at night and that workers are not worried about being sick for a while. Despite recent negative press about how insurance was sold to the public, these products are still very affordable and offer a wide range of coverages. The two most […]

To avoid any unexpected costs, it is best to be cautious when taking out a loan or purchasing life insurance. Most people believe that general insurance will provide protection for you and your belongings. It is important that you have all terms and conditions in place when you sign a policy for general insurance. Some things that […]

Doctors are not the only professionals that require medical malpractice insurance, as the insurance industry is trying to keep costs down. Many doctor’s offices now have nurse practitioners available to help patients while the doctor tends to other patients. To reduce the cost of rehabilitation and nursing homes, many people are turning to traveling nurses to care […]

It is similar to buying and selling a cross-purchase plan by using your life insurance to finance a Buy/Sell Redemption Plan. You are effectively using the proceeds from your life insurance to fund a Buy/Sell Redemption Plan to make changes in ownership on a partner, a corporation or a member. This could be similar to basic buy-sell […]

Harry Truman initiated the establishment of a national health program by asking Congress for legislation to be enacted in 1945. He was the first to sign up under the Lyndon Johnson law, twenty years later. Two decades ago, the dangers of socialized medicine were being debated. Now, the United States has opened Medicare to all seniors over […]

The ability to be prepared for unexpected risks is what makes a business a success. If they are not addressed, it could lead to the demise of the business. Unexpected risks, such as liabilities and fire, can require immediate financial assistance to save the business. These finances cannot be generated from the incomes and revenues of the […]

Are There Any Public Adjusters I Should Use? This question was repeated many times in February as I met with property owners along the storm-damaged New Jersey shoreline. I met with them from Wildwood, South Jersey to Seaside Heights, and then was stopped by the National Guard entering Mantoloking. This was a crucial fact that I […]