Author Archives: Admin

Insurance companies frequently request proof of insurability (EOI) from applicants as part of the evaluation process to evaluate risk before providing coverage. EOI assessment typically involves providing medical records and filling out a health questionnaire. Michael wishes to apply for life insurance and must complete a health questionnaire, physical exam and submit medical records in […]

Just like with health plans, you can use the Marketplace to compare dental plans. Some health plans may include dental coverage in their premium, while others provide separate dental plans. Outside of Open Enrollment, plan changes may only be possible if they meet certain eligibility requirements and qualify for a Special Enrollment Period. Cancel at […]

Learning how to read an insurance claim estimate is critical for homeowners, public adjusters and lawyers. Understanding what coverage exists can make a substantial impactful difference on a client’s case – not to mention on rates! Insurance claim estimates contain a code to indicate which cost database (Xactimate) was used, so ask your adjuster what […]

Are you the proud owner of two different cars, but wondering if it’s possible to insure them with different companies? Whether you’re trying to save money or simply want to explore your options, this is a common question that many drivers have. In this blog post, we’ll dive into the details and answer the burning […]

As we age, the cost of healthcare increases alongside our medical needs. Long-term care is a growing concern for many and with it comes the need for financial planning that includes long term care insurance. However, navigating the tax implications can be a challenge. Are you curious if your long term care insurance premiums are […]

Get ready to hit the road with your new car, but wait – can someone who’s not on your insurance policy drive it? This is a common question that many drivers ask themselves. Whether you’re planning to lend your vehicle to a friend, family member or just want to know more about the rules and […]

Are you thinking of installing a pellet stove in your home but worried about finding the right insurance coverage? You’re not alone. With so many insurance providers out there, it’s easy to feel overwhelmed and unsure where to turn for help. That’s why we’ve put together this guide to help you navigate the world of […]

USAA insurance is one of the premier providers of veterans’ and active-duty military personnel benefits. The company offers a wide range of products, from banking to car and homeowner’s insurance. USAA also provides life insurance and disability coverages for its members. But what about civilians? Can Do employees get USAA insurance? In this blog post, […]

Buying a bike is exciting. It’s a chance to hit the open road and explore new places and have some fun, but before you go ahead and buy your dream machine, there’s one very important thing to consider: insurance. Insuring your bike not only protects you financially in the event of an accident, it also […]

Speeding tickets can have serious consequences, both financially and in regards to your insurance premiums. If you are considering keeping a speeding ticket off your record, it is important to know whether or not you need to report it to your insurance company and what can happen if don’t. In this blog post, we will […]