Author Archives: Admin

Insurance – Affordable Or Not?

Is insurance affordable? Insurance companies tend to believe that the insurance they offer is affordable considering the risk involved. Most consumers believe insurance is not affordable due to their financial situation. How can you determine if insurance is affordable? How insurers decide affordability In order to determine affordability, insurers must decide if someone or something can be insured […]

Insurance – Is It Really Worth Buying?

Is insurance a fraud or a necessity for financial security? Many people believe that insurance is a fraud designed to steal the hard-earned money earned through honest work. The government, insurers and financial institutions see insurance as a financial necessity. Who is right? Everyone is correct to a certain extent. But everyone is wrong to a certain extent. Insurance […]

Private Insurance to Top Up Inadequate UK Unemployment Benefits

Our cash-strapped Government is urging people to take control of their lives and not rely on the state to provide. Those who are capable are considering their options. Unemployment and how to make ends meet financially are the biggest concerns for both public and private sector workers. Because of the low state benefits and limited savings, it […]

Know About Business Interruption Insurance in Hospitality Industry

The hospitality industry is a major employer in many countries around the globe and one of the largest service sectors. There are many fields in the hospitality industry, including lodging, restaurants, cruise lines, and other fields. Because of the many risks associated with running a business in hospitality, it is more susceptible to economic fluctuations than other […]

Insurable and Non-Insurable Risks

Insurance refers to all types of risks. Insurance policies can only be used to share risks with others with similar risks. While some risks can be insured (i.e., insurable), others cannot. non-insurable risks). Insurable Risks Insurable risks refer to the risks that the insurer covers or makes provision for. They are those risks against which it is possible […]

Criteria for Getting Access to Motor Trade Insurance

Motor trade insurance is not available to everyone. This product is very niche and you should consider all aspects before you make an offer. To avoid disappointment, it is best to fully understand the criteria. You must be involved in the motor trade. You could work for a garage chain, or sell pre-owned and new cars. Providers will need to […]