Author Archives: Admin

Understanding Insurance: What Do You Get for Your Premium?

An insurance policy won’t provide immediate satisfaction like buying a TV, washing machine, or other items you use every day. In fact, we often hear clients say: “I have never been in an accident with a vehicle.” Or “I never get sick.” Or, “My employees have never been injured on the job… What am I getting for my premium? […]

Car insurance for high risk drivers in Kentucky

According to the Centers for Disease Control, accidents (including car accidents) are the fourth leading cause of death in Kentucky. Kentucky is actually third in the United States as one of the most accident-prone countries. Due to the high number of accidents in Kentucky, it is possible for many Kentucky residents to be placed on high-risk driver lists […]

Car crash statistics

Car crashes are a common occurrence that most drivers avoid. However, they can have devastating consequences for all involved. Car accidents can be a minor inconvenience or life-threatening. It could lead to thousands of dollars in medical bills, repairs or even a fatal outcome. Experts recommend that all drivers practice defensive driving. To ensure your safety and that […]

Life insurance for those with sleep apnea

Finding the right policy for you can be difficult if you’ve been diagnosed with sleep apnea. When determining rates for life insurance, many factors are considered, such as age and medical conditions. Insurance companies view sleep apnea as a risk because it is relatively common in the U.S. and affects more than 22,000,000 Americans. Other serious health issues like type 2 diabetes, heart disease, […]

Best cheap car insurance in Texarkana

Texarkana, Texas is a small town of 37 277. Car insurance costs in Texas, Texarkana are $493 per year for minimum coverage and $1,747 for full coverage. Texas requires that all drivers have minimum coverage. Drivers without insurance can be subject to fines of $260 – $470 as well as suspension of driver’s license. Drivers looking for the cheapest car […]

Best cheap car insurance in Hamtramck

Hamtramck in Michigan is home to 22,423 people, 6,777 households, and 4,615 family members. Hamtramck lies approximately five miles from Detroit’s center. Hamtramck’s western border is bounded by Interstate 75 Freeway, while its southern border is bounded by Interstate I-94. Hamtramck’s average annual car insurance rate is high at $2,153 for minimal coverage and $5,101 full coverage. The current Michigan […]