Why all the mystery? Fred and Marcy are right next door and pay less for their auto insurance premiums than me. Why is my rate so much different? Most people find the process of insurance companies calculating premiums completely random. It is not, I can assure you. Insurance companies spend millions of money calculating and weighing many factors to […]
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Brake, a road safety charity, recently conducted a survey. The results may surprise many male drivers. Only 46% of those questioned believed men were less safe drivers than women, and 42% believed the risk factors were equally balanced. According to the Home Office Statistics, 97% of dangerous driving convictions last year were committed by men. These results were […]
Nearly all modern auto insurance policies include breakdown coverage as part of their package. While this can increase your premiums by a significant amount, it could also make you more costly in the event that you need to have breakdown cover. The average breakdown coverage cost is between PS30 to PS50 per year. It’s an affordable price to […]
Despite their merits, you need to be aware that these websites have limitations. You will often need to combine online shopping with good old-fashioned phone calls to find the best car insurance price. This combination approach to car insurance shopping can help you overcome some limitations and still get the best value. A reliable car insurance comparison […]
Driving is a privilege, not a right. All states require liability auto collision insurance. There are many insurance companies that provide different types of coverage, depending on what vehicle you use, the purpose of the vehicle, and the amount you wish them to pay in case you get into an accident. These factors can have an impact […]
Lone Star State drivers at high risk may struggle to find affordable vehicle coverage. A driver’s driving record will determine whether they are considered higher-risk. This could include accidents, tickets or driving under the influences (DUI). Because these drivers are more likely to cause serious or fatal crashes, they are often considered to be more risky to […]
Graduate students might experience financial stress, regardless of whether they work part-time or full-time. Although you have faith that the hard work you put in now will pay off when you receive your degree, money can be tight. Life insurance for graduate students is often a low priority. Although you might not need life insurance as a […]
Flood insurance can be purchased separately from homeowners insurance. It is usually purchased through the Federal Flood Insurance Program (NFIP ), but more private options are available. Flood insurance is just part of Massachusetts life. Massachusetts is constantly flooded by floodwaters. It’s important to learn how flood insurance works, what it costs, and how to file a claim in […]
If you are unable to pay your bills, purchasing life insurance can be a great way of providing financial protection for your loved ones. Term life insurance is a cost-effective option that provides coverage for a limited time. Every person’s financial situation and life insurance needs are different. Therefore, the coverage required will vary. Buying term life […]
Are you looking for a retirement plan or a new investment? First, you need to understand that a 7702 plan doesn’t really fall under this category. A tax-advantaged policy for life insurance is the 7702. Although some types of life insurance can be used to invest or retire, the primary purpose of life insurance should be to protect […]