Author Archives: Admin

Assigned risk plans offer auto insurance for drivers who are too high-risk to be covered by most insurers. Although they are offered by the state governments, these plans provide coverage through regular carriers but cost more than regular auto insurance. However, not all car owners who have been denied coverage for their vehicle will need assigned […]

Car accidents do happen, unfortunately, and the hope is always that nobody will be seriously injured and that damage won’t be too severe. Many people don’t realize what happens if they don’t report a car crash. This is not something you want hanging over you head after an accident. We have the answer for you. Once you […]

Travel insurance is not affordable if you don’t have the means to pay.It is true? It’s not a good idea to travel without insurance. You’ll hear phrases like “Oh it doesn’t really matter if your bags are lost, just pack light” or “Medical bills for Southeast Asia are quite affordable if you need to get […]

Your car was just stolen. You had important personal items. Is my auto insurance going to cover my personal items? The simple answer is that auto insurance does not typically cover personal property. This would be true for almost all insurance companies. Auto insurance is not meant to protect personal property, but damage to the vehicle. Your […]

“Your vehicle is a total loss.” These words are often used to cause immediate controversy between the insured and their insurer. In total loss, the main reason for contention between an insured and their insurance company is that most people believe their vehicle is more valuable than it is. Although historically a poor investment, a vehicle is […]

There are many things to remember if you have been in a car crash, regardless of whether it was head-on, rear-ended or t-boned. Many people get panicked or flustered after a car accident. This can lead to missing important details later on when they have to deal with their insurance company or lawyer. These key points will […]

The Role Of Insurance Companies In Capital Markets The insurance industry is an integral part of financial markets. Insurance companies offer a variety of products to help individuals and businesses reduce risk. These products can be classified into two main categories: life and general. Insurance policyholders, as well as other stakeholders, can convert the proceeds from their products […]

To lower their car insurance premiums, many people increase their deductibles. You can cut as high as 40% off your premiums by increasing your insurance deductibles. This is only possible if you have enough money to cover your deductible in the event of an at-fault collision. You may not have the money you need to pay your […]

You are likely familiar with the features of your scooter policy. You should have at least a basic coverage level that covers damage to your scooter and the car of another driver (if you are at fault). Personal injury protection should be included for both you and your passenger. You may need coverage that is more specific in […]

Why bother to compare insurance every so often? You probably already have insurance if you’re like most people. When you got a mortgage, your lender likely required that you have a homeowners policy. To comply with state laws, your auto must be insured. You may have already selected life and health insurance. Why should you shop when you already […]