Author Archives: Admin

It is possible to save money by cutting important parts of your insurance policies. This is not smart savings because you lose more by exposing your self to unnecessary pains. If you can find a way to pay less and still have adequate coverage, you are saving intelligently. These are smart ways to pay less. 1. A group health […]

Driving without car insurance in most states is illegal and breaking this rule can result in expensive fines or the suspension or cancellation of your license or registration. Furthermore, you’ll be held accountable for any property damage and medical costs caused by accidents caused by you or your vehicle. At times, individuals need to temporarily […]

There are various factors that contribute to the cost of property insurance, with replacement costs playing the most crucial role. Therefore, creating a home inventory can be invaluable. Location can also have an effect on rates; living in an area where theft or weather damage rates are higher may mean higher premiums. Homeowners Insurance Homeowner’s […]

Mortgage insurance is an expense many homeowners must shoulder, with payments included as part of your monthly mortgage payment and required for most conventional loans with down payments of less than 20%. PMI does not serve your interests; rather, it protects the lender. But you may still find a loan without PMI requirements. What is […]

Selling insurance is an excellent way to generate passive income. Selling final expense life, Medicare policies or home/auto policies can yield significant commissions in the form of long-term contracts that offer significant potential returns. But this career path may not be for everyone – it requires someone with initiative who is prepared to put in […]

Many pet insurers provide free online quotes based on some basic questions, so compare prices across providers with similar deductibles, annual limits and reimbursement levels to find the most cost-effective policy options. Most plans provide coverage for hereditary diseases like heart disease, cruciate ligament issues and hip dysplasia; however, cancer and genetic conditions could become […]

Life insurance is an absolute necessity, yet figuring out exactly how much protection is right for you can be difficult. Since 1992, Ramsey Solutions has helped millions of people take back control of their finances. Our aim is to assist individuals in becoming debt free, building savings and wealth while honing leadership skills. How Much […]

There are various methods for obtaining health insurance. These include private health insurance, job-based coverage, Medicare and Medicaid. Your eligibility may qualify you for a subsidy that helps offset the cost of health insurance premiums based on your annual income. Apply for Medicaid, Children’s Health Plus or NY State of Health any time during the […]

Lenders require full coverage insurance on vehicles that are still being financed as they want to ensure they’re protected, so if you drop any required coverages to save money, lenders may purchase their own policy which often costs significantly more and add it onto the loan balance. Paying Off Your Car When financing a vehicle […]

Insurance agents have long been an essential part of the financial workforce. They help people protect their investments, provide advice, and answer questions about complicated policies. But with the passing of the Tax Cuts and Jobs Act (TCJA) in 2017, many insurance agents are now wondering if they qualify for Section 199A depreciation deductions. In […]