Permanent life insurance is typically more expensive and complex than what most of us need. For people seeking financial security in case of an untimely death, there are two main types of life insurance: term and permanent. However, most people don’t require permanent life insurance. Permanent life insurance might seem like a better option because it doesn’t […]
Author Archives: Admin
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Apr
Apr
Texas is a place where everything is bigger, according to the old saying. Unfortunately, this may also apply to your renters insurance rates. Renters insurance in Texas tends to be more expensive than the national average. However, shopping around can help you get lower rates. NerdWallet has compared the prices of renters insurance across Texas to help […]
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Apr
Apr
Medicare does cover surgery for cataracts, but there may be coverage restrictions or copays. Medicare covers cataract surgery, which affects 68% of Americans over the age of 80. Medicare Part B deductibles and copays apply. There are limitations on coverage for intraocular lenses and new surgical techniques. According to the National Eye Institute, cataract surgery is extremely […]
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Apr
Apr
Utah law provides for prison sentences and fines for those who flee the scene of an accident that results in bodily injury or property damage. A hit-and run offense can result in long-lasting penalties.According to data from Quadrant Information Service, Utah’s car insurance premium could more than double if a person is convicted of leaving the […]
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Apr
Apr
A certificate of insurance is a document that proves insurance coverage.It contains key information about the policy and is issued either by the broker or insurance company.A certificate of insurance can be used to verify that a contractor or business has workers’ compensation and liability insurance. You can also use it to verify details of other […]
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Apr
Apr
After a 60-day lockdown, airlines finally resumed flights in a staggered manner. However, there is still uncertainty about air travel. The chaos created by the constant back-and-forth between the aviation ministry, the states and flight operations resulted in hundreds of flights being cancelled on the first day of resumption. Online travel agencies (OTAs), such as HappyEasyGo […]
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Apr
Apr
This lesson will teach readers how to distinguish between primary and contingent beneficiaries in health insurance policies and savings accounts. It also explains why they would each receive insurance proceeds. Primary and contingent beneficiaries Let’s say that vanilla is your favorite flavor, followed by chocolate and strawberry. What if your friend tried to buy you ice […]
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Apr
Apr
Tax season is over. Now, many business owners are anxious about the future and waiting to see if an audit might be in their future. Businesses that have used a form or self-insurance called captive insurance might feel more nervous, particularly with some commentators misleadingly stating that captives are nothing but abusive tax shelters perpetrated […]
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Apr
Apr
The 21st century will see steadily decreasing interest rates. The benchmark US federal funds rate was 6% at the start of 2000. It stood at 0.09% as of December 2020. The Federal Reserve, which sets monetary policy in the United States of America, states that rates will stay close to zero until at least 2023.The fed funds rate […]
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Apr
Apr
You are not the only one who underestimates your disability risk. According to a Council for Disability Awareness study, only 10% of people accurately estimate their disability chance. TMA Insurance trust has some shocking statistics. One in eight workers will become disabled for at least five years during their working lives. Average long-term disability claims for group […]
