Most people obtain insurance because of: They must (e.g., for car insurance) according to the law. They fear that an unfortunate event could occur and they might not be able to afford the consequences (such as contents insurance). They fear that their loved ones may not be able to support the cost of life insurance. […]
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The good news is that insurance sales, like any other sales, are subject to the same set of objections. Your prospects will likely continue to raise the same objections day after day when you present your products and/or services. These include “I’m happy working with the people I currently work with” and “Why should I change what […]
Identity Theft Insurance is not something most people think of as a necessity. The threat is often viewed as something out there, but you can only see it on television. People who assume this are so wrong! Identity theft is a growing concern. While Identity Theft Insurance policies can help to reduce the threat, there are also basic […]
You may have received letters from your lender, but they could be from someone else if you recently bought a house or refinanced your mortgage. These solicitations come from Mortgage Protection companies, who paid good money for public records searches to locate you. Is Mortgage protection really necessary? The answer is “Yes” and “No.” This may seem contradictory […]
It is easy to become a Lyft driver or Uber driver. You are almost ready to go if you own a relatively new four-door car and have your driver’s license in good standing. Most people don’t realize that your car insurance might not cover you if an accident occurs while you work. You may be asking, “Do I […]
Idaho has more than 1.2million drivers. This state is becoming busier. Idaho car insurance is not only a requirement, it is an essential part of your financial planning. There are many factors to consider when shopping for best Idaho car insurance. The average cost of full-coverage car insurance in Idaho is $1.045. However, your individual needs will determine your […]
State Farm has a 16% market share and is the largest automobile insurer in the United States. State Farm was established in Bloomington, Illinois, in 1922. Since 1942, it has been the nation’s largest auto insurance company. State Farm offers a wide range of financial and insurance services, including annuities, home, auto, and life insurance. State Farm is a […]
Car insurance protects you financially and legally if you cause an accident. If you are sued, it will pay for your attorney fees and court costs. It is a very beneficial insurance product and is a requirement in nearly every state. Your credit score, age, and claims history all play a role in determining the cost of […]
Car insurance is required in all 50 states if you have a registered car. Car insurance covers your legal and financial liability in the event that you are involved in an accident at fault. The average cost for car insurance in the United States is $565 for minimum coverage and $1674 for full coverage. Car insurance rates can be personalized. […]
A conviction for driving under the influence is one of most serious traffic offenses a person can be convicted of and has a significant effect on auto insurance premiums. The average premium for full coverage car insurance in Wisconsin is nearly doubled from $1186 with a clean criminal record to $2207 with a DUI conviction. This impact […]