Author Archives: Admin

It’s no secret that therapy can be expensive. Even with insurance, the out-of-pocket costs can add up quickly. So, does medical insurance cover therapy? The answer is: it depends. each insurance company is different, and each individual’s policy will have its own details. In this blog post, we will explore the ins and outs of […]

You’ve been driving for years and never had an accident. So, do you really need car insurance? The answer is yes! Even if you are the safest driver in the world, accidents can still happen. And, if you’re at fault, car insurance will help pay for damages to the other driver’s car as well as […]

The health insurance industry in the United States is a behemoth. In 2019, the top 10 largest health insurance companies in the US took in a combined total of over $1.2 trillion in revenue. That’s a lot of money! But who regulates this industry and makes sure that these companies are behaving themselves? In this […]

Most people don’t think about their driveway until something goes wrong. Then, they might find themselves wondering: are driveways covered in insurance? The answer is: maybe. It depends on your specific insurance policy and what type of damage occurred. In this blog post, we will explore the different types of driveway damage that may or […]

Many people believe that if they have an act of God insurance claim, their insurance company cannot drop them. Unfortunately, this is not always the case. Here, we will explore what an act of God insurance claim is and whether or not your insurance company can drop you for making one.  What is an Act […]

If you have ever wondered how much your insurance would cover on sealants, then this blog post is for you. We will explore the different types of insurance and how they cover sealants. From health insurance to homeowners insurance, there are many different types of insurance that people have. And each type of insurance has […]

It doesn’t have to be difficult to find auto insurance. Even though many terms may sound confusing, it is easy to understand if you know the right resources to help you shop for auto insurance. A good plan will not only be affordable but will also provide optimal protection for your assets and privileges. Uninsured motorists risk losing […]

Insurance Misconception People, particularly older generations, subconsciously link ‘Insurance” to ‘Savings. This misconception could be caused by the way tied agents solicit their business. Agents sell whole-life plans as savings plans. While this is not to say that whole life plans cannot be used for savings, it does illustrate the misinterpretation of ‘Insurance with Savings’. A contributing factor […]

Planning for your family’s financial future is a smart financial move. The living trust is a way to ensure future income. It can help your family’s financial security, as well as their emotional and physical well-being during difficult times. The hardest time is the first 12-24 month after the death of a family member. Families deal with grief […]

The insurance industry is the primary underwriters of the global economic system. Climate concerns and other environmental issues are particularly important. This was evident last year, when representatives from insurance companies and reinsurers from around the globe traveled to Cancun for COP-16. It included a side session that focused on climate adaptation, risk management, product innovation, […]