Fontana’s car insurance rates are higher than the national average. This means that drivers will need to have as much information as possible in order to find the most affordable rates. Fontana’s average cost for car insurance is $752 annually for minimum coverage, and $2113 annually for full coverage.
Bankrate compared rates from multiple carriers and reviewed information compiled in Quadrant Information Services. Rates were not only compared, but also the financial strength ratings, coverage options, and availability of discounts.
Fontana’s best car insurance companies
Fontana drivers can be assured that there are many carriers that offer both competitive rates and award-winning benefits.
Geico
Geico is a national carrier that offers a variety of coverages and discounts. Geico may offer discounts that could help you save even more on your premiums. For example, bundling your homeowners or renters’ insurance with Geico or enrolling in defensive driving courses. After signing up for a policy you will be able to access the highly-rated Geico App from your smartphone. This app allows you to easily manage your policy.
AAA
The Auto Club of Southern California is the AAA affiliate in California. It is one of the lowest rate quotes and the highest among all carriers on J.D. Power survey. AAA provides the standard coverage options such as collision and comprehensive, but also rental reimbursement to complete your policy.
Mercury
Mercury scores well below the industry average in 2020 J.D. It is not a significant result in the Power survey but it is important to note because it offers competitive rates. Mercury provides a complete coverage package with discounts and is targeted at high-risk drivers such as those who have a DUI. The A rating by AM Best reflects the company’s financial strength.
Wawanesa
Wawanesa is a local carrier and offers the same coverage options as big-name insurance companies. The 2020 J.D. also gave it the highest overall satisfaction rating. Power survey. Wawanesa provides the same coverages as you would expect. However, there are special features such as the optional vehicle manufacturer replacement parts coverage. This covers the cost of using original equipment manufacturer parts to repair or replace.
Fontana has the lowest car insurance
Fontana drivers may want to get coverage that is affordable. The average premium for minimum coverage is $752 and $2,113 for full coverage. Fontana’s average car insurance cost is slightly higher than the $2,065 an year California average for full coverage. Nationally, drivers pay an annual average of $1674, which highlights how much more drivers are paying.
Bankrate reviewed the rates and features offered by a variety of carriers. They found that Progressive, AAA, Mercury and Travelers had the lowest average rates. Each carrier also has an AM Best rating of at least A, which shows their financial strength. Fontana drivers have more savings opportunities because these five carriers offer generous discounts.
Fontana insurance requirements
California, just like other states, requires that drivers have minimum liability insurance in order to legally drive. This includes 15/30/5 liability coverage.
- $15,000 to injure or kill one person
- $30,000 to injure or kill more than one person
- $5,000 per accident for property damage
The bare minimum coverage may not provide enough protection for drivers. Uninsured motorist coverage, for example, is an optional option, but can be beneficial to Californians. California has the tenth-highest uninsured motorist rates in the country. This means that adding this option could pay more for expenses if you are in an accident with someone without insurance.
Fontana car insurance discount
Fontana car insurance discounts are numerous. Most carriers offer additional ways to reduce premiums. It is a great way to increase your savings by taking advantage of all the discounts available. You could use discounts like:
- Paperless: You may be eligible to save additional money if you opt to receive your statements electronically instead of by mail.
- Multi-vehicle Discount: Many insurance companies offer multi-vehicle discounts if you have multiple vehicles.
- Good student: You could get a lower premium if you are a top-performing student.
- Bundling: You may be eligible to receive a discount if you buy your auto insurance through the same carrier that you purchased your homeowners or renters policies.
Questions frequently asked
Which is the best auto insurance company?
Bankrate conducted extensive research to find the best Fontana car insurance company. This included analyzing rates and customer service ratings, financial strength, coverages, and discounts. This information shows that USAA, Amica, and Geico have the highest ratings.
What is the cost of Fontana car insurance?
Fontana’s average cost for car insurance is $752 annually for minimum coverage and $2,113 annually for full coverage. Your rates may be higher or lower depending upon your individual factors such as your vehicle and zip code.