Odessa offers car insurance for local residents. The rates are lower than the Texas average rate of $1,823 per annum despite the higher-than average number of DUIs. Odessa and the nearby Midland have the highest rates of drunk driving deaths . Odessa’s average annual cost for car insurance is $475 for minimum coverage and $1,784 for full coverage.
The best Odessa car insurance companies can offer you different rates depending on your driving record, vehicle type, and age. lower car insurance rates were found by Bankrate using 2021 quoted premiums of Quadrant Information Services, breaking down the factors that impact the cost of coverage.
The best car insurance companies Odessa
To narrow down the list of available carriers, we compared annual car insurer premiums and customer satisfaction ratings using the 2020 J.D. Power Auto Insurance Study and coverage options. Five companies were identified as offering Odessa drivers insurance at the highest value.
Allstate
Although Allstate is on the higher end, its average premiums match Odessa’s minimum coverage average and are well below the full coverage average. This makes it worth considering. Allstate is a well-known provider and offers many discounts. Most drivers will be able to qualify for at least one discount through savings such as the safe driving club and responsible payer discount. A mobile app allows policyholders to contact their local agency directly and track the use of personal data by different companies.
Geico
Geico could be an option for drivers who want coverage that is available to all drivers. Geico rates are only a few dollars higher than USAA, which is the lowest-priced provider on our list. The carrier claims that you can save up to $500 in just 15 minutes by switching and getting a quote. The J.D. survey also gave Geico high marks. The Power study received an overall score 846 out 1000 possible points. To best protect their finances, policyholders have the option to add coverages such as roadside assistance and mechanical breakdown insurance.
All over the country
Nationwide might offer the best rates to safe drivers and owners of vehicles in search for full-coverage car insurance. Nationwide’s annual premiums for full coverage are $1,232 annually. Drivers who finance their vehicle typically require full coverage. This includes collision and comprehensive insurance.
USAA
USAA is a top choice for military families looking for the best car insurance. The annual rates are the lowest for minimum coverage, at $30 per month. The full coverage rates for car insurance are comparable to Nationwide’s average rate. USAA is also consistently rated the best vehicle insurance company by J.D. Power’s customer satisfaction survey, but it is not eligible to be included in official rankings because of its membership requirements. USAA might be the best option for drivers and their families if they qualify.
Odessa has the lowest car insurance
According to the annual minimum car insurance rate, these are the cheapest car insurance companies . The cheapest car insurance companies are the top national ones. These companies offer the best discounts which could explain why their premiums may be lower.
Geico, Progressive, and USAA all fall below the city averages for full-coverage policies. Nationwide and State Farm offer significant discounts that can be applied to lower premiums. It is worth getting quotes from several additional carriers in order to find affordable car insurance. Rates can vary depending on many factors such as your driving record and age.
It is usually quick and easy to get a quote online. You simply need to enter your information, including your address, vehicle make, year, and expected mileage, and you’ll receive a quote. Then you can compare quotes to determine the most affordable and best carrier.
Insurance requirements for Odessa
All car owners in the state of Texas car insurers in Odessa Texas. Car insurance is usually a personal purchase that you make based on your own criteria.
What is the cost of car insurance in Odessa?
Average car insurance costs in Odessa Texas are $475 annually for minimum coverage and $1,784 for full vehicle coverage.
What amount of car insurance do you need in Odessa
Liability insurance must cover at least $30,000 for bodily injury per person, $60,000 per accident and $25,000 per accident in property damage.