Palmdale car insurance is more expensive than average. Minimum liability insurance costs $879 per annum and full coverage insurance costs $2,324 each. Despite the fact that over 16% of California’s licensed drivers are uninsured (which is against California law), you can’t afford to live without insurance. It is important that you find affordable car insurance for Palmdale drivers.
Our unique method allows us to determine the best car insurers not only based upon price, but also a variety of factors. These factors include coverage options and pricing, discounts, customer satisfaction as well as claims processing and financial strength. These are the top picks for cheap Palmdale car insurance for 2021.
Palmdale’s best car insurance company
To find the best cheap car insurance companies in Palmdale, we go far beyond just cheap car insurance companies. We look for companies that offer the most coverage, discounts, and the best customer service. The J.D. Power 2021 U.S. Auto Insurance Study for customer satisfaction ratings for the California region and at 2021 rate data. These are the top Palmdale car insurance companies.
Geico
Geico is a top-scoring company for J.D. Power has high customer satisfaction ratings and is a great choice for additional coverage. Geico offers insurance for many types of vehicles, including boats, ATVs, and RVs. Geico is also an expert in classic and antique car insurance. You can add rideshare insurance to your ridesharing service such as Uber and Lyft. You can also add personal injury protection (PIP), emergency roadside assistance and rental reimbursement to your policy. To help you save, Geico offers unique discounts for government employees and members of certain organizations, as well as exclusive driver education and customer loyalty savings.
Mercury
Mercury is a good choice for insurance coverage, even though it has low customer satisfaction scores. This includes umbrella insurance, mechanical breakdown insurance, PIP coverage, and business insurance that you can easily bundle for both your home and car. Mercury offers a complete suite of home insurance coverage that can be paired with your auto insurance. This includes condo, renters, and landlord insurance. Check out the discounts such as safety, student, and payment discounts before you buy a policy.
Progressive
Progressive has a high customer satisfaction rating and offers many unique ways to save money on your insurance. You can save on your deductible and get forgiveness for small and large accidents. You can save more if you’re a safe driver with Progressive’s Snapshot program. The Name Your Price tool allows you to control the amount you pay for your annual premium. You can also get loyalty, student, and homeowner discounts.
Wawanesa
Wawanesa, the only provider for California drivers, has the highest customer satisfaction ratings according to J.D. Power’s survey of the entire state. The coverage is extensive and includes options for rental expense, roadside assistance, and vehicle manufacturer replacement parts. You can get discounts for seniors drivers, who have completed a mature driver course. There are also discounts for multiple vehicles in the same household. Wawanesa also has partnered with Affinity Groups to offer additional savings when doing business with these companies.
State Farm
State Farm has a higher than average customer satisfaction score, barely beating Mercury. State Farm is an excellent choice for extended coverage. It also offers small business, life and health insurances, as well as pet medical and disability insurance. Auto insurance can be used to insure cars, motorcycles, off-road vehicles, and RVs with optional roadside assistance. This makes it easy for you to get bundle discounts. However, there are other programs that can help you save such as the Drive Safe & Save or Steer Clear programs.
Palmdale has the lowest car insurance
The average cost of car insurance in Palmdale is expensive at $879 per year for minimum liability and $2,324 for the average full coverage policy. This is higher than the California average car insurance cost, which is $733/year for minimum coverage, and $2,065/year for full coverage. It is therefore important to find the lowest-priced carriers for your auto coverage.
We take a look at the market share and financial strength to find the best car insurance companies. These are important factors for claims processing as well as customer satisfaction, available resources like online quotes, and mobile claims. These are the cheapest Palmdale car insurance companies, based on affordability and financial strength.
Insurance requirements for Palmdale
The minimum coverage required for Palmdale drivers is a minimum of $500. California law stipulates that drivers carry the following minimum liability insurance:
- $15,000 per person for injury/death
- $30,000 per accident for injury/death
- $5,000 for property damage
Although you are legally required to have minimum coverage, it is worth considering purchasing additional car insurance. It is essential to have sufficient coverage in case you are involved in an accident or lose your vehicle. Your lender may require you to have additional coverage if you lease or finance a vehicle.
Palmdale car insurance discounts
There are many discounts that you can use to lower the cost of your car insurance. These are some of the auto insurance discounts offered by many large car insurance companies.
- Discounts for vehicles: You may be eligible for safety discounts such as airbags, antilock brakes and security systems, and discounts on new car insurance.
- Discounts for drivers: Senior drivers, college students and young adults often get special discounts, along with exclusive discounts for active-duty and veteran military personnel.
- Driver behavior discounts: This discount is available for safe driving, low mileage and completing defensive driving courses.
- Insurance discounts: You can get discounts on continuous insurance, full payment, or purchasing an advance quote that includes early renewal discounts.
One of the best car insurance discounts that most companies offer is the bundle discount. Bundle discounts are a special type of discount that allows you to receive automatic savings if you buy multiple policies from one insurance company. It is not only cheaper, but it can make your insurance policies much easier to manage, too – especially when you need to file a claim. Consider how bundle discounts could help you save money before you buy a new policy for your car insurance.
Questions frequently asked
Which is the best auto insurance company?
The best car insurance companies are different for everyone because car insurance policies are highly customized based on a series of personalized rate factors, such as where you live, the make and model of your car, and your credit score. You should compare quotes from different providers to ensure you get the best auto insurance.
What is the cost of car insurance in Palmdale?
For minimum coverage, the average cost of Palmdale car insurance is $879 per annum and for full coverage it’s $2,324 at $2.324 It is far more than the average cost of car insurance in California, which is $733 per year for basic coverage and $2,065 for full insurance.
What amount of Palmdale car insurance do you need?
California car insurance laws require that all drivers purchase a minimum amount of coverage, which includes $15,000 for injury/death to one person, $30,000 for injury/death to multiple people, and $5,000 for damage to property.