San Angelo has a commute time of 17 minutes on average, which is less than the U.S. average, but it still leaves residents at risk for accidents every day. Despite the shorter commute times, Tom Green County saw a total 2,715 accidents in 2018, with 12 deaths.
For financial protection, drivers may look for good auto insurance San Angelo. It costs on average $412 per year for minimum coverage, and $1,610 per year for complete coverage. Drivers may consider factors such as price, customer service, and discounts to find the best car insurance San Angelo.
The best car insurance companies San Angelo
Finding the best car insurance company may require you to prioritize affordable car insurance quotes, or making sure providers are affordable based upon available discounts. Third-party rating agencies such as J.D. are a good option for drivers who value customer service. Power can give insight. Certain providers offer a wide variety of coverage options, which allows you to tailor your policy to your specific circumstances. These factors are what Bankrate used to evaluate the top car insurance providers in San Angelo.
| Insurance company | J.D. J.D. | Minimum coverage: Average annual premium | For full coverage, the average annual premium |
|---|---|---|---|
| Allstate | 876/1,000 | $404 | $1,457 |
| Geico | 871/1,000 | $316 | $1,143 |
| All over the country | 876/1,000 | $384 | $1,122 |
| State Farm | 881/1,001 | $416 | $1,178 |
| USAA | 890/1,000 | $299 | $1,162 |
Allstate
Allstate offers standard coverage options such as collision and comprehensive. There are also some non-standard coverages like classic car insurance and coverage for those who drive to Mexico . There are several discounts available to young drivers. You can also get a discount for early signing and the Drivewise program that promises to cut your premium by up to 40% if you are a safe driver. Allstate’s website allows you to manage your account online and file a claim electronically, which saves you time and effort.
Geico
Geico offers competitive rates for San Angelo drivers. Geico offers a 15% discount for military personnel stationed at Goodfellow Air Force Base. Also, 25% off emergency deployment. Geico doesn’t offer a lot of options, but you can customize your policy by adding rental reimbursement, emergency road service and mechanical breakdown insurance.
All over the country
Nationwide offers coverage options that include towing and labor coverage, rental vehicle expense and gap coverage. This applies if your car is still in your possession. Accident forgiveness can also be available to help you avoid an increase in your rate after an at-fault incident. The vanishing deductible allows you to save $100 on your deductible each year for safe driving (upto limits). These features, along with a few discounts, may help you keep your auto insurance rates low in San Angelo.
State Farm
State Farm is the top auto insurance by market share. Its low rates and generous discounts make it a worthwhile option for San Angelo drivers. You can choose from a wide range of coverage options as well as a standard listing discounts to ensure you have the right policy for you. State Farm rates were the most expensive among the five choices, but they still fall within the San Angelo average and the company receives excellent customer service ratings, according to J.D. Power.
USAA
USAA offers insurance to veterans, military families, and military personnel. The policies and experiences that are tailored for military life are unique. USAA is known for its customer service. The average cost of minimum coverage insurance for San Angelo drivers was among the lowest we saw. USAA has an active and supportive online community made up of military policyholders, who offer support on insurance issues and other military matters.
Car insurance San Angelo at the lowest price
Average car insurance costs in San Angelo are $412 per year for minimum coverage and $1610 per year for full coverage. This includes collision and comprehensive coverage. These costs are significantly lower than the Texas average of $524 per year for minimum coverage, and $1823 for complete coverage. They are also less than the U.S. averages $565 and $1674 respectively for minimum and comprehensive coverage.
It’s perhaps not surprising that the five cheapest car insurance firms in San Angelo are identical to the companies on our top-of list. This is because price plays a significant role in deciding which company might be the right fit for you.
| Insurance company | Minimum coverage: Average annual premium | For full coverage, the average annual premium |
|---|---|---|
| USAA | $299 | $1,162 |
| Geico | $316 | $1,143 |
| All over the country | $384 | $1,122 |
| Allstate | $404 | $1,457 |
| State Farm | $416 | $1,178 |
USAA is the lowest priced company, but all five of these companies are still below the San Angelo averages in cost. J.D. also rates all five companies highly. Power’s influential Auto Claims Satisfaction Study scores well for all five, though State Farm and USAA are the most popular overall. Geico has 16 discounts for drivers and Allstate has 14.
San Angelo insurance requirements
Like most states, Texas requires that drivers carry a Insurance is available for young drivers. Although rates are usually high for these types of students, good grades (usually a B average or higher) may offset the cost. Some providers may offer additional discounts for students who live more than 100 miles away from their home college.Discounts based on usage: These telematics discounts are available to you if you download an app or put a device in your vehicle that monitors your driving and displays it in real time. Your premium could be reduced by up to 30% if you are a safe and careful driver. This depends on which provider you choose.Bundling: You might consider bundling your homeowners and renters insurance policies with your insurer. Bundling policies can often lead to a slight discount on both premiums.Anti-theft devices can help you save up to 5% on your premium for comprehensive coverage.
Questions frequently asked
Which is the best auto insurance company?
There is no one company that’s right for everyone. The best way to find the right company is to look at the top car insurance companies and request quotes from as many of them as possible to determine which one offers the best rates and provides the best service.
What is the cost of car insurance in San Angelo?
Average annual car insurance costs in San Angelo are $412 for minimum coverage and $1610 for full coverage. This is liability plus collision, comprehensive. Experts recommend that you purchase more coverage than the minimum liability in order to adequately cover you in the event of an accident.
What amount of car insurance do you need in San Angelo
To drive legally in San Angelo (Texas), you need minimum 30/60/25 liability coverage. If you are leasing your car or taking out a loan, collision and comprehensive coverage may be required. Your insurer may offer additional coverages, such as higher liability coverage or other optional coverages.