Capital One Savor is an outstanding rewards credit card designed to offer food and entertainment shoppers great cash back rates in these popular categories, along with travel, consumer protection and other advantages that will help you save on dining, entertainment and grocery store expenses.
Earn 4% cash back on dining, entertainment and popular streaming services; 3% at grocery stores (excluding superstores like Walmart and Target); and 1% on all other purchases. Use cash back as statement credits or get checks mailed directly.
1. 4% Cash Back on Dining and Entertainment
If dining out and attending live performances is part of your routine, the Capital One Savor card can offer tremendous value. Boasting generous bonus rewards in both categories as well as an impressive welcome bonus, it may help cover its modest annual fee with cash back earned over time.
Your dining and entertainment spending, along with certain streaming services and travel purchases will earn 4% cash back. This category encompasses fast-food meals and takeout to fine dining experiences at top restaurants; concert tickets; take-out orders from food trucks and meals purchased at grocery stores (unless those stores qualify as primary dining merchants).
Travel is covered by this card’s 3% cash back offer: airfare, hotels and rental cars all earn cash back – including both direct and indirect spending such as car rentals purchased online booking platforms or flight upgrades purchased directly. In addition, it provides a special rate boost on select streaming services like Netflix and Hulu; however this excludes Prime Video subscriptions and audiobook services.
Last, this card offers a 1% cash-back rate on all other purchases and does not charge any foreign transaction fees, making it a suitable option for moderate travelers looking for maximum return from their credit cards.
Another feature that sets this card apart is its concierge service, offering assistance with dining reservations and ticket purchasing around the clock – 24/7/365! Not often found among no annual-fee cards, it could prove extremely valuable if it becomes part of your routine travel plans.
2. 3% Cash Back on Grocery Stores
Capital One introduced a temporary 4% cash back bonus category for popular streaming services during the coronavirus pandemic, but decided to make it permanent on Tuesday with both their Savor and SavorOne cards offering this rate as well as providing them with a 3% cash-back rate on groceries as well. When combined with their generous sign-up bonus and other rewards offerings, this card makes an excellent choice for foodies as well as those who spend above average amounts on dining and entertainment expenses.
As a new cardmember of Capital One, you’ll earn a one-time $300 cash bonus after spending $3,000 within three months of opening your account. Unlike some cash-back cards, Capital One rewards don’t expire; you can redeem them for statement credits, checks or other benefits at any time.
Dependent upon your spending habits, rewards from this card may allow you to cover its annual fee. In addition, other perks of ownership such as complimentary car rental insurance, concierge service and global Wi-Fi access make the Mastercard network widely accepted around the globe – providing more opportunities than any other card ever could.
This card’s 3% cash-back rate on grocery purchases covers most supermarket chains but excludes Walmart and Target, streaming services like Amazon Prime Video, AT&T TV audiobook streaming and fitness programming aren’t covered; but still makes for an impressive offer when grocery spending is among the top four expenses of most American households. NerdWallet recognizes it as the best cash-back credit card for groceries; with earning rates of 5% on restaurant and gas purchases hard to match compared with 6% offered by American Express Blue Cash Preferred Card’s Blue Cash Preferred card in terms of market leadership!
3. 1% Cash Back on All Other Purchases
The Savor card’s generous food and entertainment rewards, combined with an attractive $200 welcome bonus for new cardholders who spend $500 within three months of opening an account, make it one of the top no-annual-fee cards on the market for those who love dining out and experiencing live entertainment. Furthermore, Capital One provides member-focused curation programs, automated coupon application through Capital One Shopping, travel perks including 24-hour complimentary concierge service; making the Savor card hard to pass up.
Capital One’s credit card earns 4% cash back for dining, entertainment and streaming services like Netflix or Hulu while grocery stores (excluding superstores like Walmart or Target ) earn 3% and it offers an all-in rate of 1% on other purchases (the standard rate). Dining can include eating in restaurants, cafes or bars while entertainment includes movies, plays concerts or other forms of entertainment such as concerts – eligible streaming services include Netflix Hulu Disney+
Comparable to Capital One SavorOne Card’s similarly rewarding rewards structure – which charges an annual fee of $95 and offers 4% back for dining, entertainment and streaming services; 3% on groceries; and 1% across other types of spending – this card may provide slightly greater rewards opportunities. Cardholders can redeem their rewards in various forms: statement credit or check. Furthermore, automatic redemption preferences allow cardholders to set certain earnings thresholds automatically so their earnings will be automatically redeemed at that point in time. Cardholders can take advantage of a free Capital One Shopping browser extension that notifies them when their desired items are available at lower prices and applies coupons at checkout, plus a complimentary Uber One membership through Nov 14, 2024 to help save on rideshare costs.
4. $300 Sign-Up Bonus
The Savor card’s $300 sign-up bonus is among the best offers available for foodie credit cards, but to qualify, you must meet its application qualifications – which include having at least an excellent credit score (minimum 670) and income that’s over $425 above your rent or mortgage payment. Furthermore, no more than five other Capital One cards must already be open simultaneously.
Capital One Savor rewards credit card is designed to appeal to consumers who spend heavily on dining, entertainment and grocery store purchases. You’ll earn 4% cash back on dining (including eligible streaming services), 3% back at regular stores such as Walmart or Target for groceries purchased under this card and an extra 1% bonus for all other purchases – without rotating categories or caps on rewards accrual!
Capital One Travel offers frequent travelers 5% cash back when booking hotels and rental cars through Capital One Travel; entertainment spending includes dining out, movies, theater, dance clubs and bowling alleys; additionally there’s no annual fee in place until after year two has been paid in full.
Capital One Savor rewards can be redeemed in various forms – statement credit, check, or gift card – depending on how they’re redeemed. You can set the card up to automatically redeem rewards at specific dates or when your balance reaches a threshold that suits you.
Foodies and frequent travelers will find The Savor card an appealing incentive. But remember, other cards without annual fees such as the Chase Sapphire Reserve, Amex Gold Card or Barclaycard Uber Visa Card offer great cash back options on dining and other everyday spending – so before applying for this or any other credit card it’s essential to carefully evaluate all available options before making a decision.
5. Free Uber One Membership
Capital One Savor card is an ideal choice for foodies seeking cash back rewards on their most frequent purchases, offering 4% back for dining and entertainment as well as streaming services, with another 3% reward at grocery stores (excluding superstores such as Walmart or Target) while providing free Uber One membership through November 14th 2024, making this one of the best credit cards offering rideshare benefits.
Experience exclusive restaurant events and reservations while taking advantage of complimentary concierge service with your Master RoadAssist card, towing services (fees may apply), fuel delivery assistance (towing/fuel delivery fees may apply), plus online shopping using Capital One Shop’s browser extension that locates bargains on merchant websites.
Capital One Savor offers an attractive rewards credit card experience to novice users, with an extremely generous $300 sign-up bonus and outstanding earning rates on purchases that consumers tend to make frequently. Plus, no annual fee applies!
For additional options beyond cash back, look for cards with flexible redemption options such as the Citi Premier Card. It allows you to earn 3 ThankYou points per dollar spent and redeem them for benefits like travel or gift cards; plus it has no annual fee or foreign transaction fees; this card beats out its $95 Savor counterpart and may quickly pay for itself in benefits alone! Bankrate’s CardMatch tool allows you to quickly see if you qualify for it or any other great credit cards in just seconds!