In almost all states, Buick owners must have car insurance. If you are involved in an accident that is not your fault, car insurance will protect your financial and legal responsibilities. Without car insurance, you could face severe legal consequences.
Car insurance rates can be personalized and are based on many factors such as where you live, how good your credit scores and your age. Your vehicle make and model also have an impact on the average car insurance cost. For example, sport cars are more expensive than sedans. Car insurance companies may charge different rates for identical models and makes. For five models, we received samples of Buick car insurance:
- Buick Enclave
- Buick Cascada
- Buick Envision
- Buick Lacrosse
- Buick Regal
Buicks insurance: By model
Buicks car insurance can be very expensive because they are a luxury brand. Below is the average premium for full coverage car insurance for Buick’s top-selling models. Actual rates may vary depending on your personal situation, but these sample rates can give you an idea of the prices that certain car insurance companies might charge.
Buick Enclave: The cheapest car insurance
The Buick Enclave luxury SUV is the company’s midsize luxury SUV. It starts at $40,000. Amica provides the most affordable Buick Enclave coverage for a full-coverage policy while USAA offers the lowest annual rate for a policy with minimal coverage. USAA does not offer coverage for military personnel, veterans, and their families. Amica offers the lowest annual rate for a policy with minimum coverage if you are not eligible for USAA. Below is a table that shows the lowest car insurance rates for Buick Enclave, based on five of the most popular car insurance companies.
Buick Cascada: The cheapest car insurance
Buick Cascada has been discontinued. However, if you do find a used Buick Cascada, you will need insurance. USAA offers the best Buick Cascada insurance. They offer both full and minimal coverage. Erie offers affordable rates if you are not eligible for USAA. These are the best car insurance companies that Buick Cascada owners can get:
Buick Envision: The cheapest car insurance company
The Envision, Buick’s compact SUV is priced at $31,800. Erie is the most affordable provider for full coverage if you have an Envision. Amica is the lowest for a minimal coverage policy. Below is a table that shows the average annual coverage rate for Buick Envision insurance and the cheapest companies.
Buick Lacrosse: The cheapest car insurance
In 2019, the Buick LaCrosse was removed from the U.S. lineup. It is easy to find a pre-owned Buick LaCrosse because of its popularity. USAA is the cheapest Buick Lacrosse insurer. They offer both full coverage and minimal coverage policies. If you don’t meet USAA eligibility, you can still get cheap coverage for your Buick Lacrosse through Erie or Amica. You can always change carriers to obtain a lower rate if you find a lower rate elsewhere. Below is a table that shows the average rates of Buick Lacrosse insurance among five well-known car insurance companies.
Buick Regal: The cheapest car insurance
Buick Regal is another vehicle that has been discontinued. However, if you can find a used Buick Regal, car insurance should be reasonably affordable. USAA offers the best Buick Regal insurance, with both full coverage and minimal coverage. Erie is the next cheapest option, if you’re not affiliated with the US military or do not qualify to receive USAA coverage. These are the most affordable car insurance companies that cover the Buick Regal.
Buicks also have other types of car insurance
Car insurance is required in almost all states. It doesn’t matter what kind of vehicle you have, how old it is, or how frequently you drive. Personal liability is the most popular type of car insurance. It is usually included in a minimum coverage policy.
Buick owners have the option to purchase optional car insurance that provides greater protection. The most common policy is roadside assistance. This may include towing, flat tire changing, fuel delivery, and other costs. Accident forgiveness may also be an option. This will keep your rates from rising after your first collision.
Gap insurance is a useful tool if you finance or lease your Buick. Gap insurance covers the difference between the remaining balance on your loan and the car’s value. If your car is damaged beyond repair, you may be eligible for new car replacement coverage. This will reimburse you for the value of the vehicle so that you can purchase a new one.