Car insurance is required in all 50 states if you have a registered car. Car insurance covers your legal and financial liability in the event that you are involved in an accident at fault. The average cost for car insurance in the United States is $565 for minimum coverage and $1674 for full coverage.
Car insurance rates can be personalized. One factor that affects your premium is your vehicle’s make and model. Each insurance company will charge a different rate for the same make and model. Sample quotes were provided for Volvo car insurance. These include the following:
- Volvo S90
- Volvo V60
- Volvo XC60
- Volvo XC90
Volvos have car insurance: By model
Volvo is a luxury brand. This means that car insurance for Volvos can be quite expensive. Below is a table that shows the average premium for full coverage car insurance for various Volvo models. These rates are indicative and may not be the best for you. Here’s a look at what the average cost of Volvo auto insurance is.
Volvo S90: Lowest auto insurance rates
Our sample quotes show that the Volvo S90 is one of the most expensive Volvo models to insure. Every insurance company has a different rate. USAA will be your best option for full coverage insurance. This is because it only covers veterans, military personnel, and their families. Erie is the best option for full coverage if you do not qualify. It has an annual premium of $1,558. Geico offers the lowest rates for minimum coverage insurance. Below is a table that shows the average premiums of the Volvo S90 among five of the best car insurers on Bankrate.
Volvo V60: The lowest car insurance rates
It is important to think about the cost of insurance if you’re considering buying a Volvo V60. Although this is a “sport sedan”, it is still affordable to insure. It is not a true sport car. Amica is the most affordable full coverage policy at an average rate $1,368 per annual. USAA, which has an average rate $323 per year, is the best option for minimum coverage if you are eligible. Geico, which offers minimum coverage at a very affordable rate, is an option if you aren’t eligible. Here’s a comparison of the average V60 insurance cost from different car insurance companies:
Volvo XC60 insurance is the cheapest
The cost of car insurance for a Volvo XC60 can be quite affordable. Based on our sample quotes, USAA is the most affordable car insurance provider. However, Geico or Amica offer more affordable rates if you don’t qualify for USAA. Erie is the most expensive provider of Volvo XC60 insurance. Below are some sample quotes that we received from a few of our most trusted providers for Volvo XC60 insurance.
Volvo XC90 insurance is the cheapest
The insurance company that you choose for Volvo XC90 car insurance can make it expensive. Based on our sample quote Geico has the lowest cost for a full coverage policy with an average annual premium $1,394. Erie, on the other hand, has the lowest minimum coverage rate with an average premium $348 per year. You can always change insurance providers if you discover a lower rate. Below is a complete list of sample rates for the Volvo XC90.
Volvos also have other types of car insurance
Volvo owners must meet the minimum state car insurance coverage requirements. Drivers in most states must have personal liability insurance. If you are a no fault state, personal injury protection (PIP) will be required.
Volvo owners may also be interested in other types of car insurance. Comprehensive and collision insurance are popular options for drivers. They pay for the repair of your vehicle after an accident.
Gap insurance is a way to cover the loan balance for your Volvo if you finance or lease it. If your car is inoperable, roadside assistance may be helpful. It covers things such as fuel delivery, battery replacement, and towing within a specified distance.