It is difficult to be in a car accident, regardless of whether it was your fault. There are many people out there who will make it their profession to scam people. They do this by putting lives at risk, causing financial pain, or causing mental anguish. It is important to be aware that these scams and frauds are common. The unsuspecting often end up paying higher insurance premiums, points against the license, or even having their insurance canceled. Do not let this happen to you. You must be aware of the scammers’ tactics and take every precaution to avoid them.
Scams
Many scams are well-known among law enforcement personnel and the general public. These scams include:
The Exaggeration Scam: This scam involves the perpetrator inflicting prior damage to their vehicle to appear that the damage was caused by an accident. Although the crash may seem legitimate, these individuals fake the accident. Their vehicle was not assessed prior to the accident so the damage they caused cannot be proved to have been part of the accident. They get the benefit of doubt and receive reimbursement from your insurance for the damage.
Scammer claiming to be a rear-ender will try to get in front of you, then they will slam their brakes. They will do this when they don’t have time to brake or avoid hitting you. The police and insurance companies assume that the second vehicle is responsible for a rear-end collision.
A false medical claim is often made in the aftermath of the rear-ender scam. A doctor is convinced that the victim sustained injuries from the crash. Your insurance will pay for their pain and suffering as well as their medical expenses. These scammers might even have a medical accomplice, who may receive a payment for their cooperation.
The Good Samaritan Scam: This scam involves someone who waves you on when they can’t see traffic coming. They wave you in the direction of their partner, and then they ram straight into you. It looks like you drove into traffic. This makes it seem like it was your fault. The cops will waver that they never wavered you on when they arrive.
These scams: How to avoid them
You must be a defensive driver. You must be alert and not trust everyone around you. Don’t be fooled by someone who waves you on. Still, you need to walk slowly into the street until your eyes can see. While you can thank them by waving, don’t try to force your way into traffic. It is important to ensure that there is enough space between your car and the one in front. You should slow down if someone is darting in front of your car.