Understanding Purchase APRs can help you better manage your credit card balance. A purchase APR refers to the rate at which unpaid purchases increase each billing cycle if your statement balance isn’t fully paid by its due date. Attractively lowering your purchase APR requires improving credit scores and making on-time payments – here’s how you […]
Category Archives: Credit Cards
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Nov
Discover offers multiple methods of redeeming rewards, such as direct deposit or statement credit. They also offer gift cards as a redemption method. Cardholders can unlock 5% bonus earnings in select bonus categories each quarter with an online or mobile app access point – up to an annual spending cap of $1,500. Cashback Discover has […]