Category Archives: Finance Guide

Every vehicle owner is legally required to have minimum state liability insurance. Because New Hampshire has not passed the insurance requirements laws for drivers, this law is valid in all other states. There are a few confusing statutes, such as the R-S 264:3 statutes which suspend your driving license or registration if you have an accident with […]

Disability insurance is a financial tool that can provide invaluable protection against the loss of income due to illness or injury. But with the multitude of options available, which one should you choose? In this article, we will explain the difference between short-term and long-term disability insurance and highlight some key features of short-term disability […]

Me: “Good afternoon, how can I help you today?” Potential Client: “Yeah, hello – I have full-coverage car insurance with my current provider. I would like to get a quote from you for full coverage so I can see if I could save money on my auto insurance.” Me: “Great! Me: “Great! Potential Client: “I don’t […]

If policyholders do not reside in one of these areas, it is likely that auto insurance providers will use more complicated calculations to determine their premiums. Other factors, such as credit score and involvement in accidents or traffic violations, age, average annual miles, and eligibility for discounts, play a role in determining the premium. It is obvious […]

We live in a world where anything can happen at any given time. Accidents, natural disasters, and other unforeseen events are all possible – and they can have devastating consequences. That’s why it’s important to be aware of the various elements of an insurable risk. Insurable risks are risks that can be covered by insurance […]

In 1876, Commonwealth Title invented title insurance. Since then, it has grown to billions in annual sales by approximately 11 title insurance companies and 36 unaffiliated businesses. This coverage is bought to ensure that the property has a clear title as of the date the policy was issued. If liens or other encumbrances later are found […]

Deciding when to go off your parents’ health insurance is a big decision for many young adults who are transitioning into adulthood. With the cost of healthcare on the rise, it can be difficult to determine when the best time to leave your parents’ plan and get your own policy is. This blog post will […]

Going off to college is a big step for many and it usually involves living in a dorm. There are a lot of things to consider when preparing for the transition, including what kind of insurance you may need. One of the most important questions when it comes to insurance is: do you really need […]

Are you considering filing taxes with Turbotax this year but worried about the health insurance penalty? If so, you’re not alone. With the recent changes to the tax laws, many people are unsure of what to do if they have additional dependents such as an infant. In this article, we will explore the potential penalties […]

Floods are some of the most destructive natural disasters out there, but they can also be one of the most costly to recover from. Without proper insurance coverage, homeowners may face financial ruin if their house floods – even in the face of minor flooding. So what exactly happens if your house floods and you […]